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  • I really don’t know why people still bank with ABSA. I have been burned there, but I now bank with Capitec and have my 4 linked accounts which I use for certain goal based savings as well as a dedicated one for my bond and other household costs. I keep R2000 in the main Capitec account which will then give me roughly R8 per month in interest, which pays for the account and the debit orders.

    Once a month I transfer my spending budget to my Discovery credit card. I am on the highest reward tier and my rewards are way more than the R65 per month for the card and Discovery miles option.

    Value for money, Capitec is the best bank in South Africa when you take into account the interest one get with them.

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