There is a growing trend in South Africa towards home loan pre-qualification, with both buyers and sellers putting more value now on financial preparedness.
Search Results For - home loan
If you can't afford to buy a home on your own, you can apply for a joint home loan, but be aware of some of the issues that could arise.
When you apply for a home loan, lenders will look at many factors before deciding whether to approve your application or not – and if you don’t “pass the test” for any one of these, they are quite likely to turn you down.
If you want to draw down on the equity built up in your property, you may be in for a nasty surprise.
Applying for a home loan can be a complex process for entrepreneurs or freelancers ‒ people who have uncertain or unpredictable income flows.
The pros and cons of keeping a home loan facility open once it's been paid off.
A pension fund can be used to provide collateral for a home loan, especially for a first-time home owner.
A recent survey in the UK found that young adults are increasingly relying on their parents to help them pay for a deposit for their first home. The survey conducted by mortgage lender Halifax found that the majority of parents believed they...
As banks become tighter about who they lend to, with preference going to their own client base, could banking with Capitec hurt your home loan application? This was a question posed by Akhona who has banked with Capitec for a long time. “I have...
“I bought a house 15 months ago and I have been paying about R500 extra. As a first-time buyer I received a +0.4 prime rate. Can I get the bank (Absa) to review and reduce my interest rate, if so what do I need to do and what will they be...