There is a growing trend in South Africa towards home loan pre-qualification, with both buyers and sellers putting more value now on financial preparedness.
Tag - credit record
The experience of an 80-year-old widow turns into an important lesson on why every woman needs to have her own credit record.
In trying to manage your personal finances during the current economic times, taking heed of your credit report is an important element.
In order to evaluate the potential risk posed by lending money to consumers, banks will buy people's credit files from a credit bureau.
If you have a bad credit record does this affect your prospects of getting a job, and does a good credit record improve your chances?
A reader asks how he can improve his credit score once he's ve settled all his debts.
Don’t let banks bully you into taking on unnecessary credit just so you can build up a credit record.
In this podcast we search for the truth behind credit cards – are they really a good thing to have in your wallet?
Every South African is entitled to one free credit report per year from each of the credit bureaus. Checking your record is not only to check your payment history but also to protect yourself against ID theft.
Last month we wrote about the growing global phenomenon of peer-to-peer social lending, which links borrowers and lenders directly, bypassing banks and their fees. RainFin, which was the first peer-to-peer online lending platform in South Africa, announced recently that after being in the market for two years they are now listing around 18 new...