Tag - FAIS

Hedge Funds 101

To some people hedge funds are unfathomable investments which grab international headlines when risky bets result in a sticky end. In South Africa however hedge funds and hedging strategies are mostly used to protect investors’ capital. We look how hedge funds and unit trusts with defensive strategies are used to ride out the volatile markets. A...

What is best advice?

A sense of disquiet has been growing among independent financial advisers around the pricing of certain investment products sold by tied agents. When a product’s cost structure makes it virtually impossible to beat a cash rate or when other equally good solutions exist at a lower cost, is it best advice to put a client into that product? One of...

Reforming retirement

The discussion document issued by National Treasury on Strengthening Retirement Savings demonstrates that Treasury has a good handle on the issues within the retirement industry, however the challenge will be in finding solutions that are not watered down in order to please major interest groups and which require serious “out-of-the box” thinking...