Tag - financial plan

Putting words into practice

Putting a personal financial plan into action After writing my review on the South African version of Dave Ramsey’s Total Money Makeover, I received an email from a reader who shared his experience of getting his finances in order after reading the US edition of Total Money Makeover several years ago. James’s experience of travelling the road to...

Kicking off a financial plan with a lump sum

“I am ready to formulate a financial plan and want an idea of where I should be investing my money for a real return. Once I have my lump sum should I buy a property, purchase shares in a start-up company that looks very promising or invest in shares on the JSE?” asks Dalen. Dalen has already saved up R150 000 which is invested in a flexi-fixed...