Tag - life cover

Is life insurance really for life?

The inefficient structure of existing life insurance products impact value and sustainability of cover for clients. BrightRock’s needs-matched life insurance addresses these shortcomings by pricing cover correctly for the term and trajectory required. Since its launch in early 2012, BrightRock’s needs-matched life insurance offering has helped to...

Too young to get ill?

A person under the age of 35 is more likely to claim for income protection or disability than death. While life cover may not be a priority, protecting your future income should be. When Greg, aged 35, was rushed to hospital after a virus attacked his heart, it gave him a serious wake-up call. The attack came out of the blue. For all intents and...

Using life cover to create a family legacy

Leaving an inheritance is one of the main goals identified by retirees when it comes to retirement planning, and while uber-rich families like the Sexwales, Ramaphosas and Zumas have managed to generate enough wealth in this lifetime to keep their families going for generations to come, for many parents just having enough money to be able to...

What you need to know before turning 40

What most 40 year-olds discover is that the choices they made ten years ago are now limiting their options when it comes to retirement, risk and medical cover. When you are in your 20s, it is hard to imagine what it would be like to be 60 years old; it is understandable that saving for retirement is not a priority. You are healthy and fit so...

What to expect when you are expecting

“What to expect when you’re expecting”, the latest American blockbuster that was released in South Africa in June this year, put the spotlight on the journey by parents-to-be as they prepare to become parents for the first time. This is both an exciting and overwhelming time and once the baby arrives financial planning is probably the last thing...

Flexible life cover bucks the trend

Getting excited about life insurance may sound like an oxymoron but as I sat through the presentation of new long term insurance company BrightRock that is exactly how I felt – finally I had found the life cover I have been waiting for. As I walked out of the presentation I called my adviser and told her to look into immediately. What...