While the war in the Middle East is devastating lives and will have lasting geopolitical consequences, market commentators do not believe that the high oil prices will have a negative impact on markets. They do believe that now is not the time to...
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Know your retirement income options
When you reach retirement age, hopefully you have accumulated enough money to live off. But that’s only half of the job done. You also need to understand how best to use that money in order to generate an income for the rest of your life. There are...
A foreign buyer’s guide to securing a mortgage in South Africa
Michelle Phillips, Senior Attorney: Exchange Control & SARS Engagement at Tax Consulting SA, breaks down the sometimes confusing rules that govern the amount that banks are allowed to lend to a foreigner who wants to buy a property in South...
What to do if you’re turned down for a home loan
Gavin Lomberg, CEO of ooba Home Loans, has some practical advice if you find yourself turned down for a home loan. Contrary to popular belief, a rejected home loan application does not necessarily signal the ‘end of the road’ on your homebuying...
Tackle the one financial stress that weighs you down
Atlas Finance Director, Brett Caminsky, has a three-step plan to help you win on your financial journey in 2026. Every January, South Africans make familiar promises: “I’ll save more,” “I’ll budget properly,” “I’ll get my finances under control.”...
Six ways couples can manage their money – which one is right for you?
Money doesn’t have to be a trigger in your relationship if you both get on the same page with how to plan, manage and share it, says Johan Werth, Franchise Principal and Financial Planner at Consult by Momentum. How couples organise their finances...
Why a balanced budget matters to all South Africans
At the Momentum post-budget breakfast, Momentum Securities CEO Steven Schultz said something that perfectly captures why the debate around our national budget should matter to every South African – not just economists and policy wonks. Schultz...
The first person you should tell when you’re terminally ill
Greg Bradfield, Wealth Manager at Alexforbes, explains what you should do to prevent financial chaos if you should receive a terminal diagnosis. Most financial plans are built on hope – hope for long lives and long retirements, that children will...
Great news for savers and SMEs, but don’t be fooled by inflation adjustments
There was a lot of good news in the 2026 Budget Speech for investors and savers, but our personal income taxes remain higher than they should be. Ahead of today’s Budget Speech, I was expecting changes to the tax limits and thresholds for our...
What South Africans refuse to cut from their household budgets
As Finance Minister Enoch Godongwana prepares to deliver the National Budget 2026 on 25 February, most South Africans aren’t thinking about trillions of rand, tax forecasts, or GDP growth. They’re thinking about school fees, rent and whether...
Previous Articles
Don’t sleep on your R40 000 capital gains tax exemption
I wrote about my son's ordeal with SARS, where he started to receive final letters of demand – despite being a student, for my News24 column. That situation taught us a lesson I want to share with you now, especially with the tax year-end deadline of 28 February...
Retirement planning: Why the tax benefits matter – and why they are not enough
Adriaan Pask, CIO at PSG Wealth, explains how true financial security requires disciplined investing, mindful spending, awareness of behavioural biases, and a realistic assessment of your long-term income needs. As we approach tax year-end, many South Africans will be...
No more prime rate? Why understanding your next loan could become easier
Therese Grobler, Head of Wealth Management at Momentum Financial Planning, explains how the Reserve Bank’s plans to phase out the prime lending rate could make it easier for us to understand the true cost of borrowing. For over two decades, the prime lending rate has...
Provisional tax deadline looming: What you need to know
Rendani Makatu, Expatriate Tax Support Specialist at Tax Consulting SA, explains why it’s so important for provisional taxpayers to understand and fulfil their provisional tax obligations. As the 2026 provisional tax deadline approaches, thousands of South Africans...
The real risk isn’t a recession, it’s how you react to it
PSG Wealth’s Adriaan Pask says that investors should use mental models to find stillness amid volatility. With gold reaching all-time highs, the JSE All-Share Index making massive gains, US fiscal concerns and continued geopolitical uncertainty, there doesn’t seem to...
Constitutional Court rules on antenuptial contracts in customary marriages
There is a lot of confusion around when you are considered married under customary law in South Africa. This point has become crucial after a recent Constitutional Court ruling. Last year I spoke to divorce mediator and attorney Lerato Seroke about this topic and she...
Inside South Africa’s immigration reset
The Department of Home Affairs is proposing significant changes to South Africa’s immigration policy, focusing on merit, skills needed, and direct contributions to the country’s economy. Demonstrating economic merit and contribution to South Africa is set to become a...
Stablecoins 101: How exactly does a stablecoin work?
The cryptocurrency landscape is evolving at breakneck pace, leaving most of us feeling bewildered by all the different terms and concepts. In this episode of My Money, My Lifestyle, I’m joined by Warren Ross, the managing director of Super Money SA, which has recently...
MediCheck secures reversal of Discovery Health clawback
MediCheck intervention leads to estimated R130-170 million in disputed recoveries being written off. MediCheck, representing over 1 500 affected members, has welcomed Discovery Health's announcement that it will absorb the full cost of a claims processing error rather...
Is your business going under? Here’s how to protect yourself
Shaun Meintjes, Franchise Principal & Financial Adviser at Consult by Momentum, shares steps that you can take to protect your personal finances if you find that your business is failing. Ask any entrepreneur what it’s like to own a business and they might answer...