The GEPF's investment mandate has consistently delivered above-inflation returns, outperforming its benchmark over five years and resulting in a financially sound fund. South Africa is one of the few countries where the state pension is guaranteed...
Above-inflation returns for the GEPF
Maya Fisher-FrenchNov 25, 2021
The Government Employees Pension Fund (GEPF) saw a significant 27.5% growth in its portfolio over the most recent financial year, bringing the total value of the fund to nearly R2.1 trillion. According to the annual financial results for the year...
How to provide for your financial dependants
Maya Fisher-FrenchNov 11, 2021
Providing for your family if something happens to you is a priority for every parent. There are several things a member of the Government Employees Pension Fund (GEPF) needs to do to make sure their financial dependants are taken care of. Update...
What happens to your GEPF pension after five years?
Maya Fisher-FrenchOct 28, 2021
As a financial journalist I often come across misinformation spread by unscrupulous financial advisers when it comes to the Government Employees Pension Fund. Most of these untruths relate to members’ funds at retirement, as the financial advisers...
Beware bad advice at retirement
Maya Fisher-FrenchOct 14, 2021
Many members of the GEPF are being given bad advice by financial advisers, who are telling them that they should resign from the GEPF before retirement. Members of the Government Employees Pension Fund (GEPF) are being approached by financial...
How tax works on your retirement fund
Maya Fisher-FrenchSep 30, 2021
One of the most common complaints I receive from pensioners is that they pay tax on their retirement benefits. While one can sympathise with the plight of pensioners who often struggle to come out on their retirement income, one needs to understand...
Self-service facility for GEPF members
Maya Fisher-FrenchSep 16, 2021
Technology is making it easier for GEPF members and pensioners to keep track of their pension information and claims process. By downloading the new GEPF self-service mobile app onto your device, you can remove the frustration of standing in long...
Do you have an unclaimed benefit with the GEPF?
Maya Fisher-FrenchSep 2, 2021
The Government Employees Pension Fund (GEPF) is concerned with the increase in the number of unclaimed benefits and wants to pay them out. If you are a former government employee who did not claim a pension on retirement, it is possible that you...
GEPF establishes complaints handling office
Maya Fisher-FrenchAug 19, 2021
If you are struggling to get your claims processed or not receiving your benefits, help is at hand with the recent establishment of the Government Employees Pension Ombud (GEPO). The state is the largest employer in the country, and the Government...
Video: The true cost of cashing in your pension
Maya Fisher-FrenchMar 18, 2021
Do you know the true future cost of cashing in your pension? The long-term consequences are not reversible and will leave many financially destitute when it comes to retirement. This video, as part of a member education series for the Government...
Previous Articles
Video: Make sure you receive your retirement benefits on time
Mar 11, 2021
As you enter retirement, one of your biggest risks is a delay between when you receive your final salary and the first payment from your pension. This video, as part of a member education series for the Government Employees’ Pension Fund (GEPF), explains what you need...
The true cost of cashing in your pension
Mar 3, 2021
Have you heard of the term Sdudla? I recently came across it in relation to members of the GEPF, specifically members who are teachers and nurses. This is the practice of resigning from your post to access your pension fund. As teachers and nurses can work as...
Video: No early pension access for GEPF members
Feb 24, 2021
Members of the Government Employees’ Pension Fund (GEPF) can not “borrow” or withdraw from their retirement savings. Cashing in your pension is “stealing” from your future self! This video, as part of a member education series, explains why GEPF members should not be...
Make sure you receive your retirement benefits on time
Feb 17, 2021
As you enter retirement, one of your biggest risks is that you could experience a delay between when you receive your final paycheque and the first payment from your pension. This is true in both the private and public sectors and managing this transition should form...
Video: GEPF: Who receives your pension benefits?
Feb 10, 2021
One of the questions I receive most often from retirement fund members is about who has a claim to their retirement funds if they die in service. This video, as part of a member education series for the Government Employees Pension Fund (GEPF), explains who is...
GEPF: Who receives your pension benefits?
Feb 1, 2021
One of the questions I receive from most retirement fund members is about who has a claim to their retirement funds if they die in service. As a member of the Government Employees Pension Fund (GEPF) one of the most important documents you need to keep up to date is...
Video: Why it pays to be a member of the GEPF
Jan 29, 2021
As a financial journalist I am increasingly concerned about misinformation provided to members of the Government Employees Pension Fund (GEPF) by unscrupulous financial advisers. Some advisers use fear tactics, telling members that their funds will be stolen or...
No early access for GEPF members
Jan 18, 2021
Any changes relating to early access to funds in a private-sector pension fund or RA will have no bearing on members of the GEPF. I have received many queries from readers about the proposal to allow members of retirement funds limited access to their retirement funds...
Why it pays to be a member of the GEPF
Dec 14, 2020
As a financial journalist I am increasingly concerned about misinformation provided to members of the Government Employees’ Pension Fund (GEPF) by unscrupulous financial advisers. A recent example is a reader who was told by an adviser that on retiring after 20 years...
GEPF benefits are guaranteed
May 29, 2019
I recently attended a briefing by Abel Sithole, the Principle Executive Officer of the Government Employees’ Pension Fund (GEPF), on the state of the fund's finances. What occurred to me during the discussion was how much better off GEPF pensioners (and those GEPF...