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How new drunk-driving law will affect your car insurance

How new drunk-driving law will affect your car insurance

The days of having a beer after work and driving home will soon be over – and that’s not just because of the lockdown restrictions. Once South Africa’s strict new drunk-driving laws have been passed, drivers won’t be allowed to drink alcohol at...

Video: Should you use your home loan to buy a car?

Video: Should you use your home loan to buy a car?

Home loans are usually the cheapest form of financing and it may seem like common sense to use this lower interest rate to pay for shorter-term debt like car finance. In theory you save money by paying a lower interest rate, however, most people...

Listen: Buying a car? Here’s what you need to know

Listen: Buying a car? Here’s what you need to know

While her current car has been a reliable mode of transport, Mapalo faces the reality that after eight years, it is time to buy a new one. What car should she consider? How does she work out her affordability and should she put down all her savings...

The balloon payment shock

The balloon payment shock

One of the more common questions we receive from readers about car finance is regarding a balloon payment. In many cases it seems that consumers eager to buy a car sign on for a financing agreement that they do not fully understand. When we talk...

Why motor insurance claims are disputed

Why motor insurance claims are disputed

When the Ombudsman for Short-Term Insurance (OSTI) released its annual report recently, it was unsurprising that complaints around motor vehicle insurance are the most common, at over 48%. Of these complaints, 18% of motor vehicle insurance...

Listen: Read your car insurance fine print

Listen: Read your car insurance fine print

Given the technicalities around car insurance, it is not surprising that most complaints received by the Ombudsman for Short-Term Insurance relate to vehicle insurance and warranties. Maya (@mayaonmoney) and Mapalo (@womanandfinance) discuss what...

Should you claim for that dent?

Should you claim for that dent?

Many people wonder whether they should claim from their car insurance after an incident that causes minor dents or scratches on their vehicle. Sumarie Greybe, co-founder at Naked Insurance takes a look at when it makes sense to submit a claim....

A car or an apartment?

A car or an apartment?

A 23-year-old wants to do the right thing with her money and not end up a casualty of ‘bad debt’. Nthabiseng has just graduated and started her first job. She still lives at home and is currently using her parents’ car. “I am caught in between...

Should you just hand back the keys?

Should you just hand back the keys?

You have bought the car of your dreams but within a year or two you realise that the installments, petrol and insurance are all just unaffordable. The car of your dreams is now giving you nightmares – so what can you do about it? One option is...

When to pay that car deposit

When to pay that car deposit

One of the more frequent questions I get asked is whether it makes sense to pay an upfront deposit when buying a car. It seems that dealerships are advising customers not to pay the deposit upfront, but rather to make a lump-sum payment 24 months...

Maya Fisher-French author of Money Questions Answered

Previous Articles

Video: Car Insurance

The main reason we take out car insurance is so that we are covered in the case of an accident. However, if your car was not in a roadworthy condition at the time of an accident, or you were under the influence of alcohol, your policy might not pay out. So don’t drink...

Video: Buying a car

If you are considering buying a car, try save up so that you can put down a deposit. This will reduce the total cost of the car. By saving up a deposit, you could qualify for a better interest rate. A bank will view the fact that you were able to save for a deposit as...

Four mistakes to avoid when you’re in a car accident

By Sumarie Greybe, co-founder at short-term insurer Naked It’s the time of year for festive-season parties and holiday travel and, along with them, headlines and awareness campaigns about carnage on South Africa’s roads. The average driver in South Africa has a 15% to...

Car repair industry overhaul will benefit motorists

The Competition Commission has long frowned on the monopolistic motor service and parts industry. But with their new set of proposals that’s all set to change. Motorists are set to save money when proposals drafted by the Competition Commission (CC) are ironed out and...

There is no excuse not to be insured

With third-party insurance available for only R38 per month, not being insured could be the most expensive decision you ever make. A reader wrote recently to complain that a driver had stopped in front of him unexpectedly, causing him to crash into the back of her. As...

New car insurance player could reduce your premiums

New short-term insurer Naked challenges the insurance status quo. When it comes to car insurance, ideally you want to be fully insured so that your own car is covered in an accident or theft, but that doesn’t mean you have to pay the highest premium in the market. Car...

Selling your car successfully

Selling your car can be a stressful experience, especially if you’re new to doing it. Follow these tips to sell your car without getting ripped off in the process. When it comes to selling a car, women in particular feel intimidated by the exercise ‒ and it’s not only...

Do insurers pay out when it comes to car-jamming claims?

Car jamming is by no means a new trick – the tactic has been reported on for a number of years now and it’s still being used. Essentially, car jamming is a practice whereby thieves use a signal-jamming device to interfere with your car remote. “Criminals gain access...

Driving your way to a lower premium

A sobering thought before we all climb behind the wheel of our cars this holiday: South Africa’s roads are among the most dangerous in the world! According to the World Health Organisation, the number of road deaths in South Africa per 100 000 people is 31.9. In...

Insuring your child’s car

Car insurance for a person under the age of 25 can be extremely high as they have a much higher risk rating than someone who has been driving for many years. They are also at that age where they are more likely to undertake risky driving behaviour. To reduce these...

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