Listen to how one mother managed to shift her mindset to transform her relationship with money. When Thokozani first began her financial coaching journey with Mapalo Makhu, her relationship with money could only be described as “poor and...
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Can a salaried employee claim home-office expenses?
Thokozile Kumalo, Tax Consultant at Tax Consulting South Africa, lays out the law when it comes to claiming home-office expenses. As the 2025 tax filing season kicks off, many South Africans working from home are wondering what home-office expenses...
Motivation and money
I recently had a conversation with a friend about the pros and cons of using diet pills and injections. She was arguing that people are using medication – that comes with serious side effects – instead of using self-discipline. It’s easy to talk...
2025 tax filing season opens on 7 July
The South African Revenue Service (SARS) has announced the official start of the 2025 tax filing season, effective from 7 July 2025. Filing season for non-provisional taxpayers will close on 20 October 2025, whereas provisional taxpayers have until...
Is marriage outdated?
A few weeks ago, I posted some graphs about the declining marriage rates in South Africa from the Outlier.co.za newsletter. This set off a robust conversation about why marriage rates were declining. There was a strong feeling that because many...
Five financial conversations to have with your fiancé
Amidst the excitement of wedding planning, it’s easy to overlook a crucial aspect of marriage: financial planning. Metropolitan Gauteng’s General Manager, Queen Malobane, urges couples to have open, practical discussions about money before the big...
Common exchange control misconceptions
To avoid nasty surprises such as frozen bank accounts or getting stranded abroad, South African residents need to understand South Africa’s exchange control regulations. Well over 300 000 South Africans embarked on international trips during early...
Starting your first job? A beginner’s guide to paying tax
Starting your first job is a big deal. It comes with new responsibilities, formative learning curves, a regular paycheque, and, unfortunately – tax. Geo Kilian, tax attorney at Hobbs Sinclair Advisory, lays out the tax basics you need to know as...
Another WhatsApp investment scam to watch out for
Old Mutual is warning the public about a highly sophisticated investment scam currently circulating on social media and messaging platforms such as WhatsApp. The scam falsely uses the names and images of real employees and the Old Mutual company...
In times of crisis, it’s worth taking a step back
The last few weeks have been a rollercoaster ride as Trump’s policy decisions have given new meaning to uncertainty! The markets have not experienced this level of volatility since 9/11. With tariffs on and then off again, no one is predicting...
Previous Articles
Will a salary increase leave you worse off?
Who wouldn’t love a salary increase of over 5% this year? Most employees would be happy with a raise that keeps up with inflation. But in 2025, even an inflation-related increase might not be enough to keep up with the rising cost of living as the taxman is taking a...
Tax avoiders beware: AI is coming for you
Attila Kadikoy, Managing Partner at Levantine & Co, warns wealthy individuals that tax authorities are increasingly adopting AI to help identify tax evasion. Many investors consider tax as a major contributor to wealth erosion – and rightly so. My advice has been...
New credit penalties for maintenance missers
Parents who miss maintenance payments may soon find their access to credit affected. Ayanda Ndimande, Head of Business Development at Sanlam Credit Solutions, takes a closer look at new enforcement measures. The Department of Justice has introduced a new policy...
Taxing us via inflation
Last week was a very strange time to be a financial journalist. Journalists are usually given a copy of the budget before the Finance Minister tables it in Parliament. After spending the entire morning at Parliament writing our stories about the impact of a planned 2%...
Are you due to make a provisional tax payment?
With the tax year-end only a few days away, provisional taxpayers must remember to make their second provisional tax payment. Danielle Luwes, Tax Director at Hobbs Sinclair Advisory, explains what is possibly the most mis-understood taxation in South Africa....
Simplifying the investment process
One of the most common question I receive is, "Where do I start investing?" With this in mind, I recently interviewed Adrian Hope-Bailie, founder of Fynbos Money, about this new investment platform, and how he aims to simplify the investment process for people who...
Do you have unclaimed dividends owed to you?
The Johannesburg Stock Exchange (JSE) recently launched a campaign entitled “Claim It”, urging South Africans to check if they are potential shareholders owed a portion of the R4.5 billion in unclaimed dividends. The Claim It initiative is a collaborative effort...
Be ready for the tax year-end: key steps for your finances
28 February marks the tax year-end. Everything up until this day will be part of your 2024/2025 tax filings. As this date approaches, it's crucial to focus on your financial affairs to ensure that you maximise any available tax deductions to lower your tax liability....
Listen: Why are high earners struggling?
Many of us believe that if we simply earned a bit more money, all of our financial issues would disappear. Yet so many South Africans who are considered high-net-worth individuals, are struggling with debt. They earn very good salaries, yet still have serious money...
How to prepare your student loan application
The student loan application process can be complex, so do your homework and don’t get caught short. Rising tuition fees have resulted in rising demand for student loans. Standard Bank has noted a surge in student loan applications, including for post-graduate...