There's only one thing more fascinating than a celebrity marriage, and that's a celebrity divorce. Particularly when it's messy, vituperative and, yes, expensive. But it's when we think of divorce as a corporate risk that it takes on another whole...
Should you be paying provisional tax?
Fiona ZerbstAug 5, 2011
If you've checked the provisional tax status of your eFiling profile, you may have noticed that all taxpayers are now loaded as provisional taxpayers. Why is this? Technically, any person deriving income that's not remuneration is eligible for...
Should you fix your mortgage?
Maya Fisher-FrenchJul 27, 2011
In some cases, the banks will only offer customers a fixed interest rate, in other words no matter what happens to the prime lending rate, your home loan repayments remain the same. This is usually for customers who have had a problem with their...
Self-employed? Don’t give up on buying property
Fiona ZerbstJul 14, 2011
Self-employed applicants are considered 'high risk" by banks because they tend to have unstable incomes. So proving you can afford to pay off a home loan can be an exercise in frustration. Of course, if you are employed by a self-employed person,...
Why ‘semigrants’ are following the money
Fiona ZerbstJul 2, 2011
South African "semigrants" – those people relocating to different parts of the country, rather than emigrating – are mainly moving for economic reasons, according to a survey undertaken by First National Bank. Relocation for work, or better...
Why hasn’t my property transfer gone through?
Fiona ZerbstJul 1, 2011
If you're buying or selling a property, here's something you may not have thought of: are your taxes up to date? If they're not, you can delay the transaction and even lose the sale – and on top of that, be liable for the agent's commission....
The pros and cons of coastal retirement
Fiona ZerbstJun 20, 2011
Coastal retirement seems like everyone's idea of paradise: beach walks, dips in the ocean and, of course, the view. But is your plan to buy a property that will appreciate in value so you can sell it later on? Or are you thinking of staying put for...
A revolutionary home ownership concept
Fiona ZerbstJun 2, 2011
First-time home buyers and self-employed potential buyers struggle to enter the property market. Nearly 50% of employed bond applicants are declined every month and about 58% of self-employed applicants can't secure home loans, which is not good...
An alternative to losing your home
Fiona ZerbstJun 1, 2011
What do you do if you can't keep up with your bond repayments and you're facing having your home repossessed? You could sell, but what if you owe the bank R1 000 000 but you can't get your asking price and the best you can get is R800 000? Selling...
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