Coastal retirement seems like everyone's idea of paradise: beach walks, dips in the ocean and, of course, the view. But is your plan to buy a property that will appreciate in value so you can sell it later on? Or are you thinking of staying put for...
Simply put, investing when you're 20 and investing when you're 45 are two completely different ball games. It's good to know that, increasingly, retirement funds are taking this into account and offering members a "life-stage" investment option,...
If you've nominated someone other than a dependant as the beneficiary of your retirement fund, your wishes might not be honoured when you die, even if you've made that person the sole beneficiary of your estate. This is because pension fund...
The first choice for most retirees is to purchase an inflation-linked annuity that will pay a set income for life that increases with inflation. This provides predictability and you know that you have enough income to meet your needs for the rest...
It's no secret that inflation is set to rise. This is bad news for everyone, but especially for pensioners, who need their retirement savings to generate an adequate real return while preserving capital, or at least minimising the risk of loss....
The environment wasn't the only thing to suffer with BP's oil disaster. Investors – including more than 1 000 institutions that owned portfolio stock in BP to the combined asset value of $2,7-trillion – took a serious hit. BP lost more than half...
A beneficiary fund is a specialised type of pension fund that was introduced in 2009 by the government. It exists exclusively to receive lump-sum payments, known as death benefits, on behalf of minor dependants. It was introduced specifically to...
Pay off debt: It is always best to pay off high interest debt like your credit card. If you want to use your credit card for convenience set up a debit order so that it is paid in full at the end of every month. Emergency fund: Everyone should have...
