Use an early salary to pay your bills ahead of time. If you were fortunate enough to get paid early this December, before you start spending that salary remember it needs to last until the next payday which can be up to 40 days away! Listen to Maya...
As a freelancer should you form a company or remain a sole proprietor? During periods of weaker economic growth, companies are more open to using freelancers or contractors to reduce their cost-to-company spend. It also creates employment in an...
Our need to believe in miracles and magic makes us susceptible to tricksters. Listen to Maya discussing this topic on Classic FM with Tamara LePine Williams I was recently watching the Carbonaro Effect, a TV show where a magician plays practical...
At a recent investor roadshow, Richard Carter, head of product development at Allan Gray, provided some figures to illustrate how much you should already have saved for retirement, based on your current age. Carter worked on the assumption that to...
When buying an investment property, you need to do your homework carefully to avoid your property becoming a financial ball and chain. While astute investors can make money, property has significant holding costs and is not as liquid as other...
I recently returned from an overseas trip that I started planning nine months ahead of time. I used the time to plan, budget and make sure that when I returned from my well-deserved break that there would be no scary credit card bills to deal with....
South Africans are well known for treating their cars as status symbols. Car finance figures show that on average, South Africans who are financing their cars tend to buy a new car every three years. Simphiwe Nghona, executive head of Wesbank’s...
As times get tougher, don’t fall into the credit survival trap. The latest figures from the Old Mutual Savings and Investment Monitor show a sharp deterioration in the financial stability of higher-income earners. The survey, which interviews 1 000...
