Belonging to a medical scheme is expensive ‒ and it becomes more expensive every year. The average family pays R6 000 or more each month for their medical scheme premium, yet Andre Jacobs, author of Medical Schemes Explained: Your Ultimate Guide to...
Earning your first paycheque and balancing the many financial demands is challenging for any graduate. For those who are the first in their family to become a professional, there are even greater expectations and financial demands. In this podcast...
Over the past few years, investing in the stock market has become more and more accessible for novice investors. In this podcast, I speak to Moroko Modiba, managing director of Fatima Capital and author of The Wise Investor: The Beginner's Guide to...
In this podcast Maya speaks to wills and estate specialist Alex Simeonides, CEO of Capital Legacy, about the things to keep in mind when it comes to drawing up a will. Alex answers the following questions: Why are we so afraid to sign a will? How...
In this fourth and final podcast of our four-part series “Life behind the numbers”, in partnership with Discovery Life, we look at the longer-term impact of Covid-19 and provide some advice as to how to adjust your lifestyle to manage the risks of...
In this second podcast of our four-part series "Life behind the numbers", in partnership with Discovery Life, we look at how you can use life cover not only to provide for the unexpected, but also to save towards your child’s education. I have two...
In this first podcast of our four-part series “Life behind the numbers”, in partnership with Discovery Life, we look at the data to understand how our lifestyle choices influence the outcomes of disease and mortality risk. What can we all do today...
On 29 July, National Treasury released draft legislation around early access to pension funds and the so-called “two-pot” system. This draft legislation aims at addressing two key challenges facing retirement savings: improving retirement outcomes...
In this podcast, Maya (@mayaonmoney) speaks to Ntombi Dube, a remarkable woman who paid off a mountain of debt ‒ R700 000 of it, to be precise. In a recent survey, a debt counselling firm asked financially stressed South Africans: “Why have you not...
It is tax filing season once more, and while some people look forward to tax season because they can get a rebate, for many others it can feel a bit overwhelming. The period to submit tax returns opened on 1 July 2022, and individual taxpayers who...
More and more people seem to be living to 100 and beyond. Scientists are predicting that the average life expectancy in the UK will hit 100 in 2064. Even today, the chance of a 50-year-old woman living to 100 is almost 1 in 10. For some people that may be a very...
In this third part of a series of conversations around life transitions, Maya (@mayaonmoney) speaks to Louis van der Merwe of WealthUp about the biggest transition of all: death – or what could be called the "end-of-life transition". Death is a part of life. Whether...
The Covid pandemic forced many people to reflect on their lives. Not only did we stand still for a moment to take stock, but many people realised that there's maybe a different way to live our lives, prompting some to make a major lifestyle change. In the second part...
This is the first in a series of conversations that Maya (@mayaonmoney) will be having with financial planner Louis van der Merwe of WealthUp around life transitions. This first chat is around ageing. Whether you are the adult child of an elderly parent, or even if...
Good financial advice is worth paying for. We can probably all agree on that. But when we buy a traditional financial product sold to us by a financial adviser, do we know how much it is really costing? And how do we know we are getting good advice? In this podcast...
If you're thinking about moving or perhaps upgrading your current home, the question you need to answer is: should I build, buy or renovate? The Covid-19 pandemic changed a lot about our lives. With the flexibility around the working environment these days, many...
Stokvels are a truly African solution, helping people manage their cashflow and achieve their goals. But are we doing enough to harness the power of group savings? Could stokvels be used to build wealth, fund children’s education, and even leave an asset to provide...
Maya (@mayaonmoney) speaks to financial planner Terence Tobin (@terencetobin) of Rich Ideas about ways to cut your tax bill whilst growing your investments. Terence unpacks the pros and cons of retirement annuities, how to use a tax-free savings account for tax...
Globally stock markets have been on a rollercoaster ride, and for those who thought crypto assets would offer a safer alternative – well they’ve been along for the same ride. There are many factors driving this volatility and these are going to be the main themes for...
“It is not only a crowdfunding platform, but a crowd value creation platform ‒ an ecosystem of partners rather than a conglomerate owning everything.” Farming is becoming an increasingly popular asset class. Crowdfunding for farming ticks many boxes as a “good”...