Tag - BrightRock

Is life insurance really for life?

The inefficient structure of existing life insurance products impact value and sustainability of cover for clients. BrightRock’s needs-matched life insurance addresses these shortcomings by pricing cover correctly for the term and trajectory required. Since its launch in early 2012, BrightRock’s needs-matched life insurance offering has helped to...

Choosing the right life insurance

You need to ensure that you have the correct type of life insurance policy in order to leave a legacy. In order to make insurance more affordable insurers have introduced age-rated premiums where you receive an initial discount on your life insurance cover with substantial future premium increases. Although affordable in the early years, over time...

Ensure you’re not over-insured

“Can I have more than one life insurance policy?” asks Susan Maya replies: Although technically you could have more than one policy, you need to be careful that you are not “over-insured” as you may not receive the full pay-out that you have been contributing towards. Suzanne Stevens of insurance company BrightRock explains that risk cover...