Many consumers who are eager to finalise the house-buying process often rush into taking out and ceding life insurance without first doing their homework.
Tag - home loan
If your household income is between R3,501 and R15,000 per month, you could benefit from a government programme that could help you put a foot on the property ladder.
When you apply for a home loan, lenders will look at many factors before deciding whether to approve your application or not – and if you don’t “pass the test” for any one of these, they are quite likely to turn you down.
If you want to draw down on the equity built up in your property, you may be in for a nasty surprise.
Applying for a home loan can be a complex process for entrepreneurs or freelancers ‒ people who have uncertain or unpredictable income flows.
With interest rates rising and the economy slowing, is now the time to make the biggest investment of your life?
The pros and cons of keeping a home loan facility open once it's been paid off.
A reader wonders whether there's any benefit to splitting his monthly mortgage repayment into two payments.
Don’t let banks bully you into taking on unnecessary credit just so you can build up a credit record.
Paying additional funds into your mortgage each month – even if it's just a small amount – can make a significant difference.