Buying a house is a lot more expensive than just being able to afford the monthly repayment and having a 10% deposit. These are some of the costs you need to consider.
Tag - Money Matters
Most short-term debt is simply a lack of planning. So, this year, instead of taking on more credit, plan for those money moments by starting a contingency fund in a high interest savings account.
We invest our money because we want it to grow or give us an income. But depending on what you invest in, there are different types of investment returns.
An unavoidable expense when planning a holiday, particularly if you're going overseas, is travel insurance.
One of the great frustrations for retirees is the fact that they usually pay tax on their retirement income despite having paid tax during their working lives.
One of the more frequent questions people ask is whether or not to use a lump sum to pay off debt.
Before you spend money on a gift for a family member, take some time to find out what makes each member of your family feel loved.
Financial freedom means different things to different people. For some it might be about having no debt, while for others, it might be about having choices about what work you do or what age to retire.
I have no doubt that without budgeting every month and maintaining strict financial discipline, our family would have become another credit statistic.
If you are starting a new job or considering a change, you need to understand the implications of your new package.