There is a growing trend in South Africa towards home loan pre-qualification, with both buyers and sellers putting more value now on financial preparedness.
Tag - Mortgage
If you can't afford to buy a home on your own, you can apply for a joint home loan, but be aware of some of the issues that could arise.
There is no doubt that 2016 is going to be tough on households financially as price increases across the board push up our day-to-day living expenses.
With interest rates rising and the economy slowing, is now the time to make the biggest investment of your life?
The pros and cons of keeping a home loan facility open once it's been paid off.
A reader wonders whether there's any benefit to splitting his monthly mortgage repayment into two payments.
Don’t let banks bully you into taking on unnecessary credit just so you can build up a credit record.
If you are unable to save towards a deposit for your home, there's a strong likelihood that you can't afford it.
Paying additional funds into your mortgage each month – even if it's just a small amount – can make a significant difference.
In a volatile interest-rate environment, it's important to keep your mortgage repayments stable. Episode 7 of our Change in your Pocket series looks at the financing of your home.