Tag - retirement annuity

Low-cost investing with Satrix

Satrix has released a new range of funds which has reduced the cost of investing Since Sanlam bought out Satrix two years ago it has been implementing some interesting changes which have improved the offering to investors wanting to access low-cost passive index funds. Satrix built its brand by offering exchange-traded funds (ETFs) which allow...

The truth about retirement reform

Setting the record straight in terms of how the government’s proposed retirement reforms will affect you. Over the last few weeks vested interests have tried to create fear and confusion around the proposed retirement reform. Between unions flexing their political muscle and alternative investment products trying to convince people not to...

Valuing your retirement

We should value our retirement funds as much as we do our homes Last week I received an email from a reader who was falling behind in her debt repayments. Her only solution, she believed, was to resign from her job in order to access her pension fund to settle her debts. She had not even contacted her credit providers, the National Debt Mediation...

Are RA really worth investing in?

Readers pose questions about whether retirement annuities are worth it; we investigate “I was wondering if you have any advice on RA’s as a retirement investment. I have heard a lot of commentary about not going through RA’s as they tax you much more on withdrawal,” writes Scott.   Andreas raises the question of what happens when...