Tag - unit trusts

The myth behind active management

Research continues to show that active management is not delivering on its promise. If you want to invest in the JSE via an investment fund, you have two main options: you can invest with an active fund-management company, usually in the form of a unit trust, or you can invest in what is commonly known as a passive fund – these are usually...

How to fund your child’s education

When I was in grade one at a government school in 1984, my school fees for the year were 25 cents. I have the receipt to prove it! When my son started grade one last year though, we had to fork out just under R30 000 for the year. Ouch. We’re looking at a cost of roughly R443 000 for a five-year university degree in ten years’ time. So, how...

The best-performing unit trust funds

With hundreds of unit trust funds to choose from, you may be at a loss as to how to decide which fund to invest your money in. The quarterly PlexCrown Fund Ratings highlights those funds that showed the best performance and also ranks the fund managers based on overall performance. The leading unit trust management companies Coronation was the...

The top performing unit trusts

Coronation claimed the Raging Bull Award for the best domestic management company of 2012 after relinquishing the title in 2007. The award is based on the most consistent overall risk-adjusted performance of unit trust management companies across asset classes over five years, as calculated by PlexCrown Fund Ratings. According to the PlexCrown...

The cost of waiting to save

One of the more common questions that readers ask is “which fund should I invest in”. They often provide a list of funds and hope that some crystal gazing will allow them to select that fund which will outperform all others. However, your future wealth will be determined more by when you start investing than what you invest in. About a year ago a...

Where should I invest each month?

“Where should I invest my R5000 per month? Should I save the extra cash for a deposit on a property? Distribute the money across my unit trusts? Save into an ETF (domestic or offshore), buy shares online or increase my monthly RA contribution,” asks Adrienne who is 30 years old, has no dependents and no debt. She has already saved 6 months of...