As household budgets come under pressure, it's worth considering joint life insurance if you are a married couple with children.
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Comparing interest rates is not simple, especially when comparing interest on maturity with annual compounding interest and nominal interest rates.
Most short-term debt is simply a lack of planning. So, this year, instead of taking on more credit, plan for those money moments by starting a contingency fund in a high interest savings account.
Watch Episode 2 of the Change In your Pocket series for tips on how to draw up a budget.
Watch Episode 1 of the Change In your Pocket series for guidance on how you should be spending your first pay cheque.