We’ve lost the plot when it comes to borrowing and saving.
Category - Debt
Amendments to the National Credit Act have set new maximum interest rates which can be charged on a loan, based on the repo rate.
Debt review is not as simple as handing over your bills to a debt counsellor – you have to keep track of your credit provider statements
The latest figures from the Old Mutual Savings and Investment Monitor show increasing levels of financial stress, even among high-income earners.
Budgeting and knowing where your money is going is all well and good, but how do you use this knowledge to reach the goal of being debt free?
Having fallen behind on debt repayments, what's the best strategy to get your debt under control?
A reader asks how he can improve his credit score once he's ve settled all his debts.
Don't fall into the trap of taking on unnecessary consumption debt in a misguided attempt to build up your credit record.
Debt consolidation is not necessarily a solution to a debt problem. You need to make adjustments to your budget so that you do not access further credit.
Using your pension to pay off your consumption debt is simply stealing from your own future.