Local markets are giving investors reasons for optimism, but that doesn’t mean you should cash in all your offshore chips, says Johan Minnie, CEO of Consult by Momentum South Africa is having a moment. After years of worrying about everything that...
Shaun Duddy, head of Product Development at Allan Gray, explains how investing earlier, along with tax relief over time, can meaningfully improve long-term investment outcomes. You may have seen the good news in the 2026 Budget that you can now...
By the end of June this year, every Section 12J investment in the country will reach its mandatory five-year maturity, triggering a capital gains tax (CGT) liability for the many investors who participated. Section 12J was a government tax...
In my latest podcast, I caught up with Adrian Hope-Bailie, the founder of Fynbos Money, to discuss their new products, which include retirement annuities and family accounts. I must be honest: I am a fan of what Fynbos Money is doing, because...
Zander Loots, financial adviser at Alexforbes, warns investors about the risk of holding too much cash as interest rates trend lower. Cash offers comfort. It doesn’t fluctuate, it’s easy to access, and the balance doesn’t move when markets wobble....
With the Middle East conflict rattling global markets, Consult by Momentum CEO Johan Minnie explains why your best strategy right now is staying calm, staying invested, and diversifying smartly. You probably got a fright if you opened your...
While the war in the Middle East is devastating lives and will have lasting geopolitical consequences, market commentators do not believe that the high oil prices will have a negative impact on markets. They do believe that now is not the time to...
I wrote about my son's ordeal with SARS, where he started to receive final letters of demand – despite being a student, for my News24 column. That situation taught us a lesson I want to share with you now, especially with the tax year-end deadline...
PSG Wealth’s Adriaan Pask says that investors should use mental models to find stillness amid volatility. With gold reaching all-time highs, the JSE All-Share Index making massive gains, US fiscal concerns and continued geopolitical uncertainty,...
Adriaan Pask, CIO at PSG Wealth, considers the major areas of concern in a volatile global investment landscape – and how investors should approach them. With global economic shifts unfolding rapidly, investors often find it difficult to...
Adriaan Pask, CIO at PSG Wealth, looks at research that investigates how optimists – those who tend to hold positive expectations about the future – make better decisions that improve their financial outcomes. An optimist is defined as someone who tends to be hopeful...
In today’s financial landscape, the gap between those who build substantial wealth and those who struggle financially often comes down to one critical factor: understanding the power of compound growth and making informed investment decisions. This was the focus of...
Adriaan Pask, Chief Investment Officer at PSG Wealth, explains how investors can strategise for consistent and thoughtful investments. Twenty-four-hour trading apps, viral stock tips and a growing menu of leveraged exchange-traded products have created the most...
Siyabulela Nomoyi, Quantitative Portfolio Manager at Satrix, explains how fatherhood has influenced his investing decisions. Fatherhood reshaped my perspective on investing. I have a toddler discovering the world, a nine-year-old full of questions, and a teenager...
The last few weeks have been a rollercoaster ride as Trump’s policy decisions have given new meaning to uncertainty! The markets have not experienced this level of volatility since 9/11. With tariffs on and then off again, no one is predicting anything, as honestly,...
One of the most common question I receive is, "Where do I start investing?" With this in mind, I recently interviewed Adrian Hope-Bailie, founder of Fynbos Money, about this new investment platform, and how he aims to simplify the investment process for people who...
The Johannesburg Stock Exchange (JSE) recently launched a campaign entitled “Claim It”, urging South Africans to check if they are potential shareholders owed a portion of the R4.5 billion in unclaimed dividends. The Claim It initiative is a collaborative effort...
In this month of love, Lauren Jacobs, Senior Portfolio Manager at Satrix applies the concept of the five love languages to investing, and shares a quick quiz to help you pinpoint your “investing love language.” Are you the type of person who needs to be hands-on or do...
If you hold crypto assets, you need to understand crypto tax — how the South African Revenue Service (SARS) taxes your investments and trades. SARS has provided some guidance on how it handles the taxation of crypto assets, but many people still make mistakes that can...
In January this year, Larry Fink, the CEO of BlackRock, said that “the next step going forward will be the tokenisation of financial assets, and that means every stock, every bond … will be on one general ledger.” Last month, crypto asset exchange Mesh.trade launched...