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Two-pot system: considerations for over-55s

Two-pot system: considerations for over-55s

With 100 days to go until implementation of the “two-pot system” for retirement, Keith Peter, Advice Manager at Old Mutual Personal Finance, says that the best approach is to maintain your current strategy and avoid prematurely accessing the...

Should I cash out my pension?

Should I cash out my pension?

I’m thinking about resigning so I can cash out my pension and rather invest the funds myself. What are the pros and cons of doing this? Maya's Answer Some people feel more in control if they can manage their own investments, however, this is not...

Investment strategies for retirement

Investment strategies for retirement

New actuarial research identifies how different investment strategies may prevent capital erosion in living annuities. Adopting an aggressive investment strategy in retirement seems counterintuitive. But new actuarial modelling shows that most...

Financial independence needs a plan

Financial independence needs a plan

While financial independence is a goal many people aspire to, it means different things to different people. For some people, financial independence means having enough capital to provide an income that covers their expenses. This is the goal...

Addressing the gender pension gap

Addressing the gender pension gap

South Africa’s gender pension gap sits at 26%, reflecting the average difference in retirement income between men and women. Farzana Botha, Segment Manager at Sanlam Risk and Savings, says that often, women cannot afford to retire as early or as...

Maya Fisher-French author of Money Questions Answered

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