We invest our money because we want it to grow or give us an income. But depending on what you invest in, there are different types of investment returns.
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An unavoidable expense when planning a holiday, particularly if you're going overseas, is travel insurance.
One of the great frustrations for retirees is the fact that they usually pay tax on their retirement income despite having paid tax during their working lives.
One of the more frequent questions people ask is whether or not to use a lump sum to pay off debt.
Before you spend money on a gift for a family member, take some time to find out what makes each member of your family feel loved.
Financial freedom means different things to different people. For some it might be about having no debt, while for others, it might be about having choices about what work you do or what age to retire.
I have no doubt that without budgeting every month and maintaining strict financial discipline, our family would have become another credit statistic.
When you take out a mortgage, you will have to take out life insurance so that if something happens to you, your mortgage repayments are taken care of.
If you are starting a new job or considering a change, you need to understand the implications of your new package.
If you don’t want to be caught by surprise the next time you are hospitalised, you should consider gap cover.
A valid will ensures your wishes are carried out, makes it easier for your family, and protects your children when you no longer can.
By saving just a small fraction of your annual salary increase each year, within six years you are saving 10% of your salary.
When we look at our retirement funding as a lump sum it may seem like a lot of money – until you realise that it represents your entire future income.
While retirement vehicles share some characteristics, there are some key differences so it's important to understand exactly how your retirement fund works.