A retirement annuity is a great, tax-efficient way to save for your retirement, but they do come with certain rules.
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Buying a house is a lot more expensive than just being able to afford the monthly repayment and having a 10% deposit. These are some of the costs you need to consider.
When changing jobs there is always the temptation to cash in your retirement fund and use it to settle your debt. But does it make financial sense?
Have you ever wondered how much your debt is actually costing you? It is probably a lot more than you realise by the time you have included all the interest and fees payable.
Most short-term debt is simply a lack of planning. So, this year, instead of taking on more credit, plan for those money moments by starting a contingency fund in a high interest savings account.
The main reason we take out car insurance is so that we are covered in case of an accident. But do you know exactly what you are covered for?
If you are considering buying a car, try save up so that you can put down a deposit. This will reduce the total cost of the car.
We invest our money because we want it to grow or give us an income. But depending on what you invest in, there are different types of investment returns.
An unavoidable expense when planning a holiday, particularly if you're going overseas, is travel insurance.
One of the great frustrations for retirees is the fact that they usually pay tax on their retirement income despite having paid tax during their working lives.
One of the more frequent questions people ask is whether or not to use a lump sum to pay off debt.
Before you spend money on a gift for a family member, take some time to find out what makes each member of your family feel loved.