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How to borrow responsibly

How to borrow responsibly

Many of the articles on this website focus on helping people to get out of debt, but credit is not necessarily a bad thing if you understand how to borrow responsibly. In personal finance, we often talk of “good” debt versus “bad” debt. Typically,...

Debt is often just a click away

Debt is often just a click away

How social media can encourage you to overspend and destroy your finances. Once upon a time, it was easy to see when you were about to get into debt. You saw cash leaving your wallet and knew from the balance in your account that you needed to stop...

Still no action on payroll deductions

Still no action on payroll deductions

Despite several government investigations and submissions from interested parties over the past seven years, there has been no concrete action taken to address unethical payroll deductions. Concerns regarding payroll deductions have been raised for...

How to break the cycle of debt

How to break the cycle of debt

A strong theme that emerged in the Money Makeover Challenge this year was the extent to which applicants have built up large amounts of debt in a short period of time. This phenomenon is driven by the rising cost of living and increasing interest...

Caught up in a debt cycle

Caught up in a debt cycle

As people struggle to make ends meet in an environment of rising inflation, households are increasingly being caught up in a debt cycle. Over the last few weeks, I’ve been speaking to South Africans from various walks of life as part of the...

Buy a home or replace my car?

Buy a home or replace my car?

Many people are wondering whether now is the right time to buy a home for the first time, given the high interest rates. It is a common question I receive from readers. One reader wrote: "I am looking to buy a home for the first time but am...

Handle Black Tax Like a Pro

Handle Black Tax Like a Pro

Black tax is not so much about money as it is about boundaries, says Ndumi Hadebe, author of Handle Black Tax like a Pro. In ten relatable stories that range from absent fathers to siblings’ expectations, self-leadership coach Hadebe explores the...

Maya Fisher-French author of Money Questions Answered

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