An additional percentage point in annual investment fees may seem insignificant, but over a lifetime it can compound into millions in lost retirement savings. Yet many South Africans remain unaware of the fees they are paying to invest and grow...
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‘Oops’ vs. ‘oh no’: What insurance data says about women drivers
Claims data does show that women drivers have more small motoring mishaps, but they’re less likely to have serious accidents. Women drivers have been the subject of jokes and stereotypes for decades. You know the ones. The shopping trolley that...
From forecasts to probabilities: Why being ‘right’ matters less than being prepared
Investors have long accepted that markets are uncertain. What is becoming increasingly clear, however, is that uncertainty itself is changing – and with it, the way portfolios need to be constructed. Speaking at a recent investment forum,...
South African women are winning at money – and losing sleep over it
Dr Thomas Brennan, CEO and co-founder of Franc, explains how South African women are achieving stronger financial outcomes through disciplined, long-term investing, but at the same time, they lack financial confidence. As someone who founded a...
Understand your insurance: 5 questions that matter
Sherry Sibeko, Executive Head for Personal Lines at Miway Insurance, lays out the questions that every South African should ask before taking out an insurance policy. Having a clear grasp of your insurance policy is essential to making informed...
Should owning a home still be the financial goal?
Property is still a good investment, but not for the reasons many South Africans think. For generations, South Africans have been told that owning a home is the ultimate wealth-building strategy. It's advice that has become almost financial gospel:...
South Africa is looking up – should you bring your money home?
Local markets are giving investors reasons for optimism, but that doesn’t mean you should cash in all your offshore chips, says Johan Minnie, CEO of Consult by Momentum South Africa is having a moment. After years of worrying about everything that...
TaxTim offers free AI WhatsApp tax help for all South Africans
You can now get instant tax help via a WhatsApp message or voice note, thanks to TaxTim, South Africa’s digital tax assistant. TaxTim was started in 2011 with the goal of making filing taxes easy for every South African, and to offer tax support to...
Should you marry your partner for financial protection?
Many South African couples are surprised to learn that living together, even for many years, does not automatically confer legal rights, even if they have children. Despite how prevalent cohabitation is in South Africa, it is not recognised by...
Maximising new tax benefits to boost long-term investment outcomes
Shaun Duddy, head of Product Development at Allan Gray, explains how investing earlier, along with tax relief over time, can meaningfully improve long-term investment outcomes. You may have seen the good news in the 2026 Budget that you can now...
Previous Articles
End June deadline: beat the tax shock on your Section 12J exit
By the end of June this year, every Section 12J investment in the country will reach its mandatory five-year maturity, triggering a capital gains tax (CGT) liability for the many investors who participated. Section 12J was a government tax incentive introduced under...
Protect yourself against ticket scams
Football experts are warning supporters around the world to remain cautious when buying 2026 FIFA World Cup tickets online, as growing global demand for matches is expected to create major opportunities for ticket scammers and fraudulent resellers. The concerns follow...
URGENT SECURITY WARNING: AI Deepfake Investment Scam
We have been made aware of a sophisticated fraudulent video circulating on Facebook and other social media platforms. This video is a malicious "deepfake" — an artificial intelligence (AI) manipulation that completely fabricates a broadcast. The video illegally uses...
Unlocking financial freedom with a debit order
In my latest podcast, I caught up with Adrian Hope-Bailie, the founder of Fynbos Money, to discuss their new products, which include retirement annuities and family accounts. I must be honest: I am a fan of what Fynbos Money is doing, because whenever I speak to young...
Cash in a lower-rate cycle: safe haven or silent risk?
Zander Loots, financial adviser at Alexforbes, warns investors about the risk of holding too much cash as interest rates trend lower. Cash offers comfort. It doesn’t fluctuate, it’s easy to access, and the balance doesn’t move when markets wobble. Many clients tell...
What smart investors do when markets dip
With the Middle East conflict rattling global markets, Consult by Momentum CEO Johan Minnie explains why your best strategy right now is staying calm, staying invested, and diversifying smartly. You probably got a fright if you opened your investment portfolio in the...
Understand how much capital gains tax you must pay when selling your home
Robyn Kymdell, admitted attorney at Foreign Buyer Property Solutions, delves into the minutiae that need to be considered when determining how much capital gains tax needs to be paid on the sale of one’s primary residence. In his 2026 Budget speech, the Minister of...
Same car but very different insurance premiums?
Why is it that two South Africans can insure the same make and model of car and still end up paying very different monthly premiums – sometimes by hundreds of rands? The reason is that insurers don’t only quote based on the vehicle itself. They also consider the risk...
A buyer’s and seller’s guide to the five Certificates of Compliance
When selling your home, one of the less frequently discussed (but important) considerations is the need for several Certificates of Compliance (CoCs). These CoCs are required prior to the official transfer of a home, as proof that some of the non-negotiables of the...
Cabinet approves new visa and citizenship policies
Cabinet has approved the Revised White Paper on Citizenship, Immigration and Refugee Protection (CIRP), marking one of the most complex and consequential governance undertakings of South Africa’s democratic era. The policy is a significant move towards promoting...