Before your SARS refund disappears into a holiday or shopping spree, consider how that lump sum could change your financial future, says Marnus Mostert, franchise principal and financial adviser at Consult by Momentum. Who doesn't love that little...
When you draft a “free” will through a bank or fiduciary company, they usually nominate themselves as the executor. While this seems convenient, executor fees in South Africa are capped at a statutory maximum of 3.5% of the total estate value plus...
A telesales agent bypasses your spam call blocker and entices you to switch your short-term insurance cover to another insurer by promising a lower monthly premium. Because money is tight and you have a growing mountain of debt to whittle down, you...
Stacy Wallace, Estate Planning expert at Hobbs Sinclair Legacy, explains how you can ease the administrative burden on your loved ones after your death by compiling a comprehensive ‘When I’m Gone’ file. Few people enjoy thinking about the practical...
It’s that time of year again: as we approach October, South Africa’s major medical schemes will start rolling out their annual price hikes and benefit changes for the upcoming year. With healthcare inflation consistently outpacing the general CPI...
An additional percentage point in annual investment fees may seem insignificant, but over a lifetime it can compound into millions in lost retirement savings. Yet many South Africans remain unaware of the fees they are paying to invest and grow...
Claims data does show that women drivers have more small motoring mishaps, but they’re less likely to have serious accidents. Women drivers have been the subject of jokes and stereotypes for decades. You know the ones. The shopping trolley that...
Investors have long accepted that markets are uncertain. What is becoming increasingly clear, however, is that uncertainty itself is changing – and with it, the way portfolios need to be constructed. Speaking at a recent investment forum,...
Dr Thomas Brennan, CEO and co-founder of Franc, explains how South African women are achieving stronger financial outcomes through disciplined, long-term investing, but at the same time, they lack financial confidence. As someone who founded a...
Sherry Sibeko, Executive Head for Personal Lines at Miway Insurance, lays out the questions that every South African should ask before taking out an insurance policy. Having a clear grasp of your insurance policy is essential to making informed...
Property is still a good investment, but not for the reasons many South Africans think. For generations, South Africans have been told that owning a home is the ultimate wealth-building strategy. It's advice that has become almost financial gospel: buy a house, pay...
Local markets are giving investors reasons for optimism, but that doesn’t mean you should cash in all your offshore chips, says Johan Minnie, CEO of Consult by Momentum South Africa is having a moment. After years of worrying about everything that could go wrong –...
You can now get instant tax help via a WhatsApp message or voice note, thanks to TaxTim, South Africa’s digital tax assistant. TaxTim was started in 2011 with the goal of making filing taxes easy for every South African, and to offer tax support to everyone, not just...
Many South African couples are surprised to learn that living together, even for many years, does not automatically confer legal rights, even if they have children. Despite how prevalent cohabitation is in South Africa, it is not recognised by South African law. This...
Shaun Duddy, head of Product Development at Allan Gray, explains how investing earlier, along with tax relief over time, can meaningfully improve long-term investment outcomes. You may have seen the good news in the 2026 Budget that you can now contribute more each...
By the end of June this year, every Section 12J investment in the country will reach its mandatory five-year maturity, triggering a capital gains tax (CGT) liability for the many investors who participated. Section 12J was a government tax incentive introduced under...
Football experts are warning supporters around the world to remain cautious when buying 2026 FIFA World Cup tickets online, as growing global demand for matches is expected to create major opportunities for ticket scammers and fraudulent resellers. The concerns follow...
We have been made aware of a sophisticated fraudulent video circulating on Facebook and other social media platforms. This video is a malicious "deepfake" — an artificial intelligence (AI) manipulation that completely fabricates a broadcast. The video illegally uses...
In my latest podcast, I caught up with Adrian Hope-Bailie, the founder of Fynbos Money, to discuss their new products, which include retirement annuities and family accounts. I must be honest: I am a fan of what Fynbos Money is doing, because whenever I speak to young...
Zander Loots, financial adviser at Alexforbes, warns investors about the risk of holding too much cash as interest rates trend lower. Cash offers comfort. It doesn’t fluctuate, it’s easy to access, and the balance doesn’t move when markets wobble. Many clients tell...