The My Money, My Lifestyle podcast is a new podcast in which Maya Fisher-French (@mayaonmoney) and Mapalo Makhu (@womanandfinance) talk about the articles making headlines in the Personal Finance section of City Press. This week's topics include...
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Earning an income from a cow
Livestock Wealth is a 'crowdfarming' platform that connects investors looking to invest in cattle with farmers looking for funds to grow their farms. With lacklustre ‒ and even negative ‒ returns from the stock market over the last three years,...
Video: Should you use a lump sum to pay off debt?
One of the more frequent questions people ask is whether or not to use a lump sum to pay off debt. For example, you may have R100 000 sitting in a money market account earning 6%, providing an income of R500 per month. At the same time, you have a...
Passive ETFs continue to outperform
By Mike Brown, Managing Director, etfSA.co.za The results of the latest Collective Investment Schemes Quarterly Performance Survey (ASISA/Profile Data, 31/12/2018) emphasise, yet again, that passive ETFs continue to come out as the top South...
Listen: Protect yourself from SIM Swops; Unit trusts or ETFs?
The My Money, My Lifestyle podcast is a new podcast in which Maya Fisher-French (@mayaonmoney) and Mapalo Makhu (@womanandfinance) talk about the articles making headlines in the Personal Finance section of City Press. This week's topics include...
Understanding how unit trusts are priced
Allan Gray’s Ray Mhere explains how a unit trust is priced and what it means for you as an investor. Many of us are familiar with unit trusts as an easy and affordable way to access financial markets. Your money is combined with the money of other...
Video: Give gifts of love
Before you spend money on a gift for a family member, take some time to find out what makes each member of your family feel loved. In the book The Five Love Languages authors Gary Chapman and Ross Campbell talk about the five ways that you can make...
Can you take over someone else’s life policy?
If you have an elderly parent who has been paying towards a life or funeral policy for many years but can no longer afford the premiums, it may make sense to take over the policy payments if you are the beneficiary. If the policyholder were to...
Listen: How to invest in a cow; Why cash has been king
The My Money, My Lifestyle podcast is a new podcast featuring the contributors to the City Press Personal Finance pages. From how to invest in a cow, enjoying your money and why cash has been king, Maya Fisher-French (@mayaonmoney) and Mapalo Makhu...
Can a credit card save you money?
A social media follower recently asked me how he could benefit from using a credit card. The answer is that is depends entirely on your self-discipline. If you are the personality type who may make all sorts of promises to only use it for...
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Video: What’s does financial freedom mean to you?
Financial freedom means different things to different people. For some it might be about having no debt so that you start each month not paying for something you bought six months ago, which is really about living within your means. For others it is enough money saved...
Making money out of farming, without owning a farm
Investing in farming can be both a good investment and a social good. It is not often I get really excited about a new investment opportunity, but I have to confess that I really like the Fedgroup Impact Farming concept. It is simple to understand and has the...
Listen: How to settle your balloon payment; Should you cash in your pension?
The My Money, My Lifestyle podcast is a new podcast featuring the contributors to the City Press Personal Finance pages. From how to settle your balloon payment, whether to cash in your pension and all you need to know about tax-free savings, Maya Fisher-French...
How to create self-discipline when it comes to money
If you want to reduce debt and increase savings in 2019, take some simple steps now to make it easier to reach your goals. Many economists and psychologists have made careers out of trying to understand why we make “bad” choices, which we invariably regret. We know if...
Video: Be Money Aware
Our family got into the habit of keeping a household budget after our own personal financial crisis 14 years ago. I have no doubt that without budgeting every month and maintaining strict financial discipline, we would simply have got deeper and deeper into debt,...
Countdown to the commencement of the amended expatriate tax law
By Claudia Aires Apicella, Head of Financial Emigration at Tax Consulting SA The announcement by National Treasury and SARS in 2017 that the tax exemption on South African expatriates is set to change, has resulted in the lifestyle of many South Africans, who are...
Listen: My Money, My Lifestyle
The My Money, My Lifestyle podcast is a new podcast featuring the contributors to the City Press Personal Finance pages. From how to invest with as little as R500 to how to save money by using credit, Maya Fisher-French (@mayaonmoney) and Mapalo Makhu...
Is The Entertainer still value for money?
The Entertainer is an app that typically gives discounts on spa days and offers 2-for-1 deals on meals, but some consumers are complaining about the service, which demands an annual upfront payment to access these deals. Complaints centre around deals not being upheld...
Three shares to add to your portfolio for 2019
By Dr Adrian Saville, Chief Executive, Cannon Asset Managers A bruising 2018 on stock markets has unlocked some excellent buying opportunities. Here are three ideas for shares to add to your portfolio this year. The JSE managed to keep its head above water for the...
How to ask (strategically) for a raise
If you’ve worked hard and gone above and beyond for your employer, there’s no reason why you shouldn’t ask for a raise. But there’s timing and strategy involved. It is well known that there is a high rate of unemployment in South Africa, especially among the youth....