Johanna writes: My daughter is turning 21 and she has asked that instead of organising a party for her she would love to invest the money for herself. What is the best investment to consider as currently we have unit trusts and a share account with...
You don’t have to spend a fortune to become a trader, but you do need to spend time. When asked about his biggest financial mistake, Money Makeover candidate Dipolelo admitted that taking out a loan to buy software that claimed to teach him to...
by Clyde Rossouw, Portfolio Manager, Investec Asset Management Good businesses are more expensive than they have been in the past, but ironically far more valuable in today’s world. The reason for this is simple. In a world bereft of growth...
Before raising the white flag, it is worth pointing out that the global economy survived a worse scenario four years ago, writes Patrice Rassou, head of Equities at Sanlam Investments. A last-ditch volte-face agreement by Greece to EU austerity...
By Carl Roothman, Head of Retail Business at Sanlam Investments We are well aware that an adviser’s job is never done. No matter how thoroughly you explained to your clients what to expect from the equity market, when markets suddenly fall and...
By Clyde Rossouw and Sumesh Chetty, portfolio managers, Investec Asset Management Over the past few months we have seen markets start to retreat, and the most recent turmoil is a more violent expression of this. While this may come as a surprise to...
By Julie Macleod-Henderson, head of retail investment for Foord Asset Management in KwaZulu-Natal. The term “crystal-ball investing” appropriately invokes images of smoke and mirrors, charlatanism and faux clairvoyance. None of these has any place...
Research continues to show that active management is not delivering on its promise. If you want to invest in the JSE via an investment fund, you have two main options: you can invest with an active fund-management company, usually in the form of a...
By Ryno Oosthuizen, Business Development Manager at Glacier by Sanlam When investing in a unit trust or share portfolio there are generally two types of returns an investor can expect to earn: income and capital growth. Income earned can be...
When looking at investment opportunities, it isn't always that easy to separate out the sizzle from the steak. What do Bernie Madoff, Barry Tannenbaum and Sharemax have in common? They started as credible organisations run by known people – people...
By Jan van Niekerk, CIO of RECM Investors and market participants have lately been asking us whether value investing is dead. While we firmly believe that value investing is alive and well and we are as committed to it as ever, we have seen some value investors...
By Bruce Williamson, Chief Investment Officer at Imara Asset Management South Africa. Bad news around power outages, the rand, public sector shortcomings and the industrial relations climate is drowning out an important message for local investors: South Africa is...
The recently published Morningstar Global Fund Investor Experience 2015 study, which analyses 25 countries that offer investment funds, highlights high fees, poor disclosure levels and advisers’ lack of fiduciary duty as some of the key issues plaguing South Africa’s...
By Tracy Muller, Head: Fiduciary at Nedbank Private Wealth Individuals are often driven to invest internationally for the wrong reasons, as emotions override financial acumen. They often only consider investing internationally when the rand starts depreciating against...
Abrie Joubert, Client Services Specialist at Glacier by Sanlam, looks at the finer details of a real estate investment trust (REIT) and how it affects your finances. What is a REIT? You may have noticed an entry on your investment statements and IT3b tax certificate...
What levels of real growth are needed for a comfortable retirement outcome? Are retirement funds investing aggressively enough to achieve this? Barend Ritter, Portfolio Manager at Sanlam Investments, takes a stand and makes a case for equities. In order to secure a...
Samantha Pauwels, portfolio manager at Cannon Asset Managers, gives investors pointers to finding hidden market gems. It seems like just last month that the oil price slipped to fresh lows and the expected benefit was widely discussed in local news. Many analysts were...
By Shaun Ruiters, head of Retail Strategy and Solutions at Sanlam Investments. The first quarter of 2015 was once again dominated by strong returns in the equity markets, both locally and globally. Locally the FTSE/JSE All Share Index delivered stellar returns of...
You may spend your holidays thinking about owning coastal property, or maybe you're considering increasing your property portfolio with a number of buy-to-rent assets. Dale Peckover, wealth manager at AlphaWealth considers whether it's a better idea to just buy into...
While many professional women earn impressive salaries and contribute towards corporate pension requirements, Citadel Advisory Partner Kirsten Smit says that it's important to build wealth outside your job. Many women believe they can only become as wealthy as their...