A reader alerts us to a new scam “I was making some research on investments and come across the company called Zantech Trading. They say if I invest from R10 000 once off I will get 25% dividend of the capital back for 12 months. In other words I...
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Understand income vs growth
Which investment is right for me, asks a reader “I am 27 years old and currently working as a petrol attendant at a garage. I am interested in investing for income purposes. I saw that Old Mutual has an investment scheme called Income For Life...
Crowd investing: The power of the crowd
If you have a business idea that all your friends say they would invest in, or you have identified a business you want to put your money in, crowd funding could be your platform. Crowdfunding is a growing trend that allows entrepreneurs to connect...
Risky Business: SA Bond market poses more investment risk than you think
With developed-world bond yields currently looking unattractive, emerging market bonds are increasingly more in demand from foreign investors. However investors should be aware that the bond market is not as low risk as it might once have been....
Test out your stock picking skills
Facebook fans can vote for their favourite stock picks over a nine-month period on The iTrade Fantasy League and have a chance to win a share of the profits generated from the R1-million share portfolio run by Sanlam iTrade using the top stocks...
Marriott’s stock picks for 2013
Marriott believes that an investment strategy based on a bottom-up selection of companies that will be resilient to unexpected events, is likely to produce a more predictable outcome Selecting shares which generate reliable income streams and which...
The top performing unit trusts
Coronation claimed the Raging Bull Award for the best domestic management company of 2012 after relinquishing the title in 2007. The award is based on the most consistent overall risk-adjusted performance of unit trust management companies across...
US economy looking brighter
The following economic update by Stanlib economist Kevin Lings shows that the US appears to be turning the corner. This is good news for global growth but unfortunately South Africa remains well behind the curve; latest statistics on our economy...
2013 to be the year of the stock picker
Finding undervalued shares is going to be one of the most challenging aspects for investors to deal with in 2013, according to one local asset manager. Rob Spanjaard, Investment Director at Rezco Asset Management, says 2013 is likely to be...
Fund managers top stock picks for 2013
Three leading fund management companies share their three top picks for the year Nedbank Private Wealth: Foschini : With 18 store brands in its portfolio, The Foschini Group (TFG) has most malls well covered: homeware, sporting goods, jewellery,...
Previous Articles
Starting an investment club
How two groups of professional women have used an investment club to build their own wealth If you have an existing savings club with a group of friends that you want to take to a new level, starting an investment club to build wealth is a great strategy. This week we...
Where to keep emergency funds?
“As part of one’s personal financial plan, I believe in having 3-6 months living expenses saved up and easily accessible in case of an emergency. “My wife and I have saved extra funds into our mortgage bond and estimate that the value of the additional capital we have...
Group saving bank accounts
If you form an investment club you will still need to have a bank account for the group in order to collect money and pay out withdrawals. Speak to your bank about the best account for your needs. These bank accounts are specifically aimed at savings clubs: Absa Club...
Investing your Batho Bonke windfall
ABSA’s empowerment deal, Batho Bonke (BB), is unwinding at a very interesting time for investment markets. All local asset classes apart from cash have delivered excellent returns over the past year, the stock market is at all time highs, and currency depreciation has...
Borrowing to study
It is that time of year when many students will be selecting their courses for the year. In an ideal world one would have saved enough to pay for one’s studies, but unfortunately this is seldom the case and most students need to consider taking a loan. Borrowing money...
The secret to money is already in your pocket
Old Mutual’s On The Money financial management programme, which targets mainly lower-end to middle income earners, helped me understand that the secret to being financially independent does not lie in earning a lot of money, but rather in learning to manage the money...
Cost effective investing
A study by international fund rating agency Morningstar showed that the best indicator of outperformance by a fund was low costs. It is however often the cost of accessing that investment rather than the actual management fees that really hurts long term performance....
Now is not the time to blow your windfall
This month some households will experience a financial boost with either a bonus or a tax-rebate. Many South Africans have become used to having bonuses and tax refunds as an expected additional income instead of an ‘unexpected extra’, and subsequently include it in...
No value to be found in local listed property industry
Local listed property in South Africa is overpriced at current levels and investors should avoid the industry until prices are reduced to fair value. This is according to John Rainier, property analyst at value asset manager, RE:CM, who says the listed property...
Investment clubs are a good way to learn about investing on the JSE
If you are new to investing on the JSE and are looking for a good way to get your feet wet or you feel more comfortable learning about investing with others than on your, you can start a share club where you research companies and to discuss investment topics. When...