“Are RSA retail bonds still a good choice of investment over a 3 or 5 year period. And what interest rates are the offering at this stage?” writes Peter who is 65 years old. Maya replies: If you are simply comparing interest rates to a bank deposit...
“Are RSA retail bonds still a good choice of investment over a 3 or 5 year period. And what interest rates are the offering at this stage?” writes Peter who is 65 years old. Maya replies: If you are simply comparing interest rates to a bank deposit...
“Are RSA retail bonds still a good choice of investment over a 3 or 5 year period. And what interest rates are the offering at this stage?” writes Peter who is 65 years old. Maya replies: If you are simply comparing interest rates to a bank deposit...
“Are RSA retail bonds still a good choice of investment over a 3 or 5 year period. And what interest rates are the offering at this stage?” writes Peter who is 65 years old. Maya replies: If you are simply comparing interest rates to a bank deposit...
"I'm sitting with some cash and would like to invest it so I can get good returns on it. I have no knowledge of the investment game but I am looking at a long term investment. I've noticed the buzz around Capitec Bank and I would like to ask you if...
Geoff Blount of Cannon Asset Managers looks at the relative valuations of Mr Price and the construction industry in 2007 and in 2012 with some remarkable conclusions. At Cannon Asset Managers, we have always believed that the price you pay for an...
Due to significant increases in share prices, some participants in company share schemes are receiving payouts of hundreds of thousands of rands. If you are one of those lucky individuals, you need to use this opportunity to build your wealth base...
A price bubble appears to be developing in the global IT sector, led by Apple Inc, while traditionally defensive sectors like consumer goods and health care are also looking very expensive, according to Craig Chambers, MD of Dibanisa Fund Managers....
Whenever you read anything about investing you hear words like volatility, risk and growth assets but how exactly does this affect your investment returns? There are two types of investors: one group is very risk averse and prefers to stick to...
Most people when they retire opt to sell up and buy into a retirement home, as these offer a range of amenities, security and a social life with people of similar ages. There are a range of options available, varying from luxury retirement villages...
In an effort to improve household savings which have declined over the last fifty years from over 6% to a negative 0.05%, National Treasury has made proposals which will allow investors to invest in a range of investment products tax-free. These products will include...
By restructuring the way we save for retirement we could halve the cost of retirement savings vehicles. The current model of annual fees and a lack of preservation is unnecessarily driving up retirement costs according to Anton Gildenhuys, head of Sanlam Personal...
A significant valuation gap has emerged in equities between consumer and retail sectors and resources which, according to Alexander Forbes’s Global Large Manager Watch, has resulted in divergences in returns between fund managers of over 10% in the last year - a...
PODCAST The recent Western Cape Relative Value Arbitrage Fund (RAVF) scandal that led to suicide shooting of Julian Williams by his associate, Herman Pretorius, is estimated to have lost investors around R1.8 billion. While investors, and financial advisers who...
With so many articles and books written about "women and money" one may ask the question as to why we have this focus on “women and money” -surely money is gender neutral. The reality is that despite all the advances women may have made in the workplace, they remain...
“What to expect when you’re expecting”, the latest American blockbuster that was released in South Africa in June this year, put the spotlight on the journey by parents-to-be as they prepare to become parents for the first time. This is both an exciting and...
PODCAST How do you measure your financial health? By the amount you earn or the amount you save? Does your sense of financial wellness come from the car you drive and the house you live in or do you measure it by the amount of emergency savings you have and whether...
Every time we open the newspaper, switch on the radio or watch TV we are inundated by information on the imminent collapse of Europe and the impact it will have on global growth. As a result stock markets across the world are extremely volatile so share prices are...
Isaac shows how with discipline and a goal it is possible to build up a portfolio of properties on a limited salary that will one day pay you an income. It is important however to make sure that you do not over extend yourself and risk losing your entire investment....
According to Piet Viljoen of valuation-based asset manager RE:CM, investors need to be well informed about the risks associated with money market investments. The primary objectives of a money market fund are capital protection and provision of liquidity. Yet during...