A significant valuation gap has emerged in equities between consumer and retail sectors and resources which, according to Alexander Forbes’s Global Large Manager Watch, has resulted in divergences in returns between fund managers of over 10% in the...
PODCAST The recent Western Cape Relative Value Arbitrage Fund (RAVF) scandal that led to suicide shooting of Julian Williams by his associate, Herman Pretorius, is estimated to have lost investors around R1.8 billion. While investors, and financial...
With so many articles and books written about "women and money" one may ask the question as to why we have this focus on “women and money” -surely money is gender neutral. The reality is that despite all the advances women may have made in the...
“What to expect when you’re expecting”, the latest American blockbuster that was released in South Africa in June this year, put the spotlight on the journey by parents-to-be as they prepare to become parents for the first time. This is both an...
PODCAST How do you measure your financial health? By the amount you earn or the amount you save? Does your sense of financial wellness come from the car you drive and the house you live in or do you measure it by the amount of emergency savings you...
Every time we open the newspaper, switch on the radio or watch TV we are inundated by information on the imminent collapse of Europe and the impact it will have on global growth. As a result stock markets across the world are extremely volatile so...
Isaac shows how with discipline and a goal it is possible to build up a portfolio of properties on a limited salary that will one day pay you an income. It is important however to make sure that you do not over extend yourself and risk losing your...
According to Piet Viljoen of valuation-based asset manager RE:CM, investors need to be well informed about the risks associated with money market investments. The primary objectives of a money market fund are capital protection and provision of...
Shares in social networking giant Facebook have continued to extend their losses since its poorly received initial public offering (IPO) in May 2012. Already down 45% on the listing price, there are fears that the lifting of a lock-in on stock...
To some people hedge funds are unfathomable investments which grab international headlines when risky bets result in a sticky end. In South Africa however hedge funds and hedging strategies are mostly used to protect investors’ capital. We look how...
By Samantha Matthew, Investment analyst, Glacier by Sanlam In the last few decades women have made strides in almost every facet of life – from politics, to education and the workplace - no longer content to sit in the background; we have seen women in general come to...
Pieter van Zyl, Director at FinFive, shares his view on why debt clearance is the first step in a solid investment strategy In today’s uncertain economic environment, planning for your financial future has never been more important. As the cost of living increases, so...
Dr Adrian Saville, Chief Investment Officer of Cannon Asset Managers, explains how investors can make the most of an unhappy economic outlook One of the greatest enemies of successful investing is emotion. In making an investment decision, being too optimistic in good...
“I am currently saving R3000 in my Investment Advantage account with Absa and R200 on my 32days notice account with ABSA. I feel that I'm earning little interest in those accounts and I would like to invest in shares,” writes Godfrey who is living in a rural area...
Structured funds that guarantee investors’ capital tend to be very popular after a market crash. Typically investors that get caught up in the market hype have full exposure to the equity markets and therefore suffer heavy losses when the markets fall. Investors then...
A recent study by Alexander Forbes suggests that today’s average 40 year old will have 30% less funds in retirement than the previous generation due to lower market returns, longevity and lower savings rates relative to income. The Alexander Forbes Pensions Index,...
Bidvest Bank’s offering is perfect both for the young and old. Grandparents often want to open a bank account for their grandchildren to encourage them to save. The problem with many existing products is that there is always a monthly bank fee that eats into the...
At the moment estate agents are calling this a buyers’ market as property prices have come off their highs and interest rates are at historic lows. However many young first-time buyers are not able to take advantage of favourable market conditions due to the fact that...
Investing in art is very different from buying a painting that matches your lounge suite. While some investable art may be visually beautiful like a Monet hanging over a fireplace, more often art is there to provoke a reaction, to question and challenge and put a spot...
For most young people just getting out of debt is the main priority, however what if you are one of those rare “savers” who have saved a lump sum by the time you are in your early 20’s – where is the right place to invest it and how to you balance your savings with...