Pieter Hundersmarck, fund manager at Flagship Asset Management, wants us to learn from history when it comes to the factors that could trigger a market crash. While the future is unlikely to be an exact repeat of the past, history is full of...
Removing the rand from the offshore investment equation
Guest AuthorMay 7, 2021
Kyle Wales, fund manager at Flagship Asset Management, says that we should consider offshore investment for the right reasons, not simply because we fear rand weakness. Many investors base their decisions to invest offshore purely on their...
Habits that set successful investors apart
Guest AuthorMay 5, 2021
When investing, sometimes the best course of action is to do nothing. Having the ability to block out the noise, and look through the cycle, are some of the cornerstones to investment success over the long term. Nomi Bodlani, head of strategic...
Listen: Why institutions are taking bitcoin seriously
Maya Fisher-FrenchApr 30, 2021
If you want to understand bitcoin, blockchain and the related crypto-asset world, listen as Chris Becker, blockchain technologies specialist at Investec Private Bank, unpacks the world of blockchain technologies and explains why we are just at the...
Move away from exchange control
Maya Fisher-FrenchApr 28, 2021
South Africa is moving from a framework of exchange control to capital-flow management, but what does that mean for the ordinary South African investor? Over the last few years, exchange control for individuals has been incrementally lifted, making...
What is a money market fund?
Guest AuthorApr 26, 2021
Absa has announced the closure of its 25-year-old Absa Money Market Fund. Saleh Jamodien, Research & Investment Analyst at Glacier by Sanlam, gives a comprehensive overview of what a money market fund is, and suggests some options for investors...
Video: Investing in bitcoin
Maya Fisher-FrenchApr 6, 2021
Whenever we see a surge in the price of bitcoin, I get a lot of queries from people asking how they can invest. The problem is that people are lured by the prospect of high returns rather than actually understanding what they are investing in. A...
FSCA issues crypto health warning
Guest AuthorMar 25, 2021
The FSCA wants to warn the public that if something goes wrong with your crypto investment, you are not likely to get your money back and will have no recourse against anyone. The Financial Sector Conduct Authority (FSCA) has noted with concern the...
Video: Tax-free savings
Maya Fisher-FrenchMar 24, 2021
Do you know how much tax you save by investing in a tax-free savings account? Sanlam Investments did the maths and found that you can save hundreds of thousands of rands. So why pay tax when you can make money? To recap: you can invest up to...
Listen: How to select the right ETF in this crazy market
Maya Fisher-FrenchFeb 19, 2021
In this podcast, @Satrix_SA Chief Investment Officer, Kingsley Williams joins Maya Fisher-French (@mayaonmoney) to provide some guidelines around selecting the right ETF for your needs. He also gives us some perspective on the investment landscape...

Previous Articles
How much tax will a TFSA save you?
Feb 9, 2021
You could save hundreds of thousands of rands in tax, according to Sanlam Investments. In 2015 National Treasury introduced the tax-free savings account (TFSA) to reignite a savings culture among South Africans. Designed to encourage long-term savings while giving you...
How to pay less tax using Section 12J
Jan 28, 2021
By Zane De Decker, MD Flyt Property Investment. Did you know that an investment made into a Section 12J registered fund qualifies for a 100% tax refund? What that means, in simple terms, is that 100% of what you invest is deducted from your taxable income by SARS via...
What is the tax benefit of an RA?
Jan 21, 2021
A reader asked: “I am 38 years old and I am not happy with the returns on my Retirement Annuity (RA). I am considering scaling down my monthly contributions and rather investing the money offshore myself through a stockbroker. What are the tax differences once I reach...
FSCA to regulate crypto-assets
Jan 8, 2021
Globally there has been an increase in the number of retail investors wanting to purchase crypto-assets. Unfortunately this has seen an exponential increase in the number “crypto-scams”. This is where unregulated entities and individuals promise unrealistic returns...
Hindsight, foresight and change at the speed of light
Dec 21, 2020
By Izak Odendaal and Dave Mohr, Old Mutual Wealth Investment Strategists. Hindsight, they say, is 20/20 vision. This being the year 2020, it turned out to be truer than ever before. For investors, and all of us really, there was so much about this year that was...
Investment lessons from a horrible year
Nov 16, 2020
2020 has reset the bar when it comes to how we evaluate a horrible year, but an "annus horribilis" doesn’t have to be an "investment horribilis". In a speech marking the 40th anniversary of her accession, Queen Elizabeth said, “1992 is not a year on which I shall look...
Vaccine news a shot in the arm for recovery stocks
Nov 12, 2020
The result of the US election was big news for the world, for the economy and for markets. But as an investor I’ve always considered the pandemic of far greater consequence. Joe Biden’s electoral success was duly eclipsed by the news on Monday that an effective...
Accessing offshore shares via an ETN
Nov 9, 2020
Ordinary South African investors now have more options to access to global companies. Technology is making it easier and cheaper for South Africans to get exposure to shares in large global US-listed companies like Apple, Facebook and Netflix. This month FNB announced...
Listen: Offshore investing made easy
Nov 6, 2020
Offshore investing is not just for millionaires, it should form part of everyone’s investment portfolio. In this podcast Maya (@mayaonmoney) and Mapalo (@womanandfinance) unpack the many low-cost options that make offshore investing accessible for the ordinary South...
South Africa’s rocky road to recovery
Oct 26, 2020
By Izak Odendaal and Dave Mohr, Investment Strategists at Old Mutual Wealth South Africa’s economic recovery is rightly in the spotlight, and important questions need to be asked. We need to know not only how we bounce back from the lockdown-induced contraction but...









