There is a perception that the South African legal system gives tenants more rights than property owners. People assume a tenant can default on rent for months, and there is nothing the property owner can do about it – you certainly can’t evict...
Reducing tenant risk for buy-to-let property investors
Maya Fisher-FrenchOct 2, 2011
There is a perception that the South African legal system gives tenants more rights than property owners. People assume a tenant can default on rent for months, and there is nothing the property owner can do about it – you certainly can’t evict...
Reducing tenant risk for buy-to-let property investors
Maya Fisher-FrenchOct 2, 2011
There is a perception that the South African legal system gives tenants more rights than property owners. People assume a tenant can default on rent for months, and there is nothing the property owner can do about it – you certainly can’t evict...
Reducing tenant risk for buy-to-let property investors
Maya Fisher-FrenchOct 2, 2011
There is a perception that the South African legal system gives tenants more rights than property owners. People assume a tenant can default on rent for months, and there is nothing the property owner can do about it – you certainly can’t evict...
Don’t write-off residential property
Maya Fisher-FrenchSep 19, 2011
The Weekend Argus Personal Finance page carried an article on whether it is better to buy or rent property. This was prompted by research by Henno Vermaak, an analyst at PSG Asset Management, which suggests that you may be better off renting and...
The legalities of renting a home
Fiona ZerbstAug 28, 2011
Whether you're a tenant or a landlord, it's wise to keep in mind the legalities of residential letting in South Africa. Landlords need to follow correct procedures in terms of recovering rental. A landlord is obliged to send a letter of demand...
Mixed fortunes for Western Cape property
Maya Fisher-FrenchAug 25, 2011
The very first question which the sample of agents, surveyed for the 2nd quarter FNB Estate Agent Survey for the City of Cape Town, is asked is how they perceive residential demand activity levels. This is a subjective rating, on a scale of 1 to...
Is your divorce a corporate risk?
Fiona ZerbstAug 15, 2011
There's only one thing more fascinating than a celebrity marriage, and that's a celebrity divorce. Particularly when it's messy, vituperative and, yes, expensive. But it's when we think of divorce as a corporate risk that it takes on another whole...
Should you be paying provisional tax?
Fiona ZerbstAug 5, 2011
If you've checked the provisional tax status of your eFiling profile, you may have noticed that all taxpayers are now loaded as provisional taxpayers. Why is this? Technically, any person deriving income that's not remuneration is eligible for...
Should you fix your mortgage?
Maya Fisher-FrenchJul 27, 2011
In some cases, the banks will only offer customers a fixed interest rate, in other words no matter what happens to the prime lending rate, your home loan repayments remain the same. This is usually for customers who have had a problem with their...

Previous Articles
Self-employed? Don’t give up on buying property
Jul 14, 2011
Self-employed applicants are considered 'high risk" by banks because they tend to have unstable incomes. So proving you can afford to pay off a home loan can be an exercise in frustration. Of course, if you are employed by a self-employed person, you will probably get...
Why ‘semigrants’ are following the money
Jul 2, 2011
South African "semigrants" – those people relocating to different parts of the country, rather than emigrating – are mainly moving for economic reasons, according to a survey undertaken by First National Bank. Relocation for work, or better business opportunities,...
Why hasn’t my property transfer gone through?
Jul 1, 2011
If you're buying or selling a property, here's something you may not have thought of: are your taxes up to date? If they're not, you can delay the transaction and even lose the sale – and on top of that, be liable for the agent's commission. According to Billy...
The pros and cons of coastal retirement
Jun 20, 2011
Coastal retirement seems like everyone's idea of paradise: beach walks, dips in the ocean and, of course, the view. But is your plan to buy a property that will appreciate in value so you can sell it later on? Or are you thinking of staying put for good? "Retirees...
A revolutionary home ownership concept
Jun 2, 2011
First-time home buyers and self-employed potential buyers struggle to enter the property market. Nearly 50% of employed bond applicants are declined every month and about 58% of self-employed applicants can't secure home loans, which is not good news for those who...
An alternative to losing your home
Jun 1, 2011
What do you do if you can't keep up with your bond repayments and you're facing having your home repossessed? You could sell, but what if you owe the bank R1Â 000Â 000 but you can't get your asking price and the best you can get is R800Â 000? Selling voluntarily isn't an...




