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Q&A: Retirement

Q&A: Retirement

Do I have to purchase an annuity at retirement? When I reach retirement age, must I invest my provident fund in an annuity, or can I just build a unit trust portfolio with an asset manager and draw a yearly “salary” of not more than 4%? Will there...

Your retirement income options

Your retirement income options

There are two main options when it comes to purchasing an annuity income: a guaranteed life annuity or a living annuity. If you are a member of a pension fund or have a retirement annuity, two-thirds of your final retirement amount must be used to...

Is retirement even possible?

Is retirement even possible?

I recently had a very interesting conversation with Lourens Coetzee of investment company Marriott, who said that the industry is coming to the realisation that retirement, in the way that we currently understand the concept, is no longer feasible....

Retirement reform going ahead

Retirement reform going ahead

By Vickie Lange, Institutional Best Practice Specialist at Alexander Forbes Last year the tax changes to all retirement funds and the retirement benefit changes to provident funds (together known as T-day changes) which were originally scheduled...

Saving for retirement

Saving for retirement

In Episode 5 of Change in your Pocket, we look at the various options available when it comes to saving money for your retirement. https://youtu.be/UIyKKLfYcyo – Video supplied by BrightRock Welcome to The Change Exchange, where we are helping you...

Retirement annuity tax loophole to be closed

Retirement annuity tax loophole to be closed

By Tanya Lochner, fiduciary specialist at Glacier by Sanlam In the foreseeable future retirement annuities will no longer fall outside of your estate for estate duty purposes, so bear that in mind when you do your estate planning. Since 2007, a...

Maya Fisher-French author of Money Questions Answered

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