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Seven must-read fuel-saving tips

Seven must-read fuel-saving tips

The Department of Energy's fuel-efficiency tips might just save you quite a bit each month. Close your windows when you drive. An open window creates drag, which increases fuel consumption by as much as 20%. Multigrade oil reduces drag, so consider...

Divorce and pension fund benefits

Divorce and pension fund benefits

If you're divorced, or in the process of getting divorced, the issue of pension fund benefits is one you may want to think about. Remember that pension interest forms part of your spouse's assets, so you may be entitled to a claim, depending on...

Government retail bonds: a great way to save

Government retail bonds: a great way to save

The National Treasury Department has gone out of its way to get South Africans to save. You can simply walk into your nearest Pick n Pay branch and purchase RSA Retail Savings Bonds – and there are no charges, commissions or costs involved. They...

Five tips on budgeting to avoid debt

Five tips on budgeting to avoid debt

Before 2007, we had little protection against unscrupulous lenders who took advantage of those of us ignorant about budgets. If we didn't have healthy spending habits, we were often taken for a ride. But the National Credit Act (NCA) has since put...

Twelve tips for buying a used car privately

Twelve tips for buying a used car privately

FNB and the Automobile Association (AA) offer these really helpful tips that could save you money in the long run. Used cars have to pass a roadworthy test – ask for proof of roadworthiness. All legitimate vehicles have three main identity numbers,...

What should be in my financial plan?

What should be in my financial plan?

Pay off debt: It is always best to pay off high interest debt like your credit card. If you want to use your credit card for convenience set up a debit order so that it is paid in full at the end of every month. Emergency fund: Everyone should have...

Deciding between a unit trust or an ETF

Deciding between a unit trust or an ETF

I recently wrote about how a R200 a month investment became worth R35 000 by just investing investing in Satrix 40, an index-tracking exchange traded fund. I mentioned that the returns could have been even better if I had selected one of the top...

Maya Fisher-French author of Money Questions Answered

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