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Funding your start-up

Funding your start-up

When Sello entered the Money Makeover Challenge, he was establishing a start-up business to manufacture eco-friendly straws for restaurants and retailers. He had taken out personal loans to purchase manufacturing equipment to produce the prototype....

How to manage your business’s cash flow

How to manage your business’s cash flow

By Vaughan David, CEO of Business Cash Investments at FNB Failure to optimise cash flow is one of the key reasons that could lead start-ups to shut their doors within their first two years of operation. In order to increase your chances of...

Tax tips for freelancers or sole traders

Tax tips for freelancers or sole traders

We’re one month into tax filing season, and millions of South Africans are planning to file their annual returns within the given time frame. For many people who have left corporate employment to start a home-based business or join the gig economy,...

Raising capital via crowdfunding

Raising capital via crowdfunding

Siyabonga writes: I have a modern African restaurant and bar concept that I started researching five years ago. This is a start-up business, for which I have a comprehensive business plan and associated documentation. Over the years I have been...

The ins and outs of a buy and sell agreement

The ins and outs of a buy and sell agreement

Tanya Lochner of Glacier Fiduciary Services discusses a buy and sell agreement as an exit strategy where there are two or more partners in a business. A business needs to prepare for the event of one or more of the partners dying or becoming...

Entrepreneurship is key to job creation

Entrepreneurship is key to job creation

Andrew Lester, Chief Marketing officer of Different Life, offers a solution to the problem of unemployment in South Africa “Small business creates jobs” or so the saying goes. The corollary to this statement is that it is big business’s mandate to...

How best to structure the sale of a business

How best to structure the sale of a business

Chris Norris, an Audit and Assurance Partner at BDO South Africa, provides some insight into the finer financial realities of selling a business or company. Quite often, the net proceeds receivable by the owner from the sale of a business are...

Maya Fisher-French author of Money Questions Answered

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