The latest Consumer Credit Market Report shows a concerning trend towards more lending happening in the unsecured space.
Tag - credit record
When buying a house or car, having an excellent credit score and therefore qualifying for a better interest rate could save you tens of thousands of rands.
CreditVision, a new product from TransUnion, should make it easier to get financing without a credit record.
There is a growing trend in South Africa towards home loan pre-qualification, with both buyers and sellers putting more value now on financial preparedness.
The experience of an 80-year-old widow turns into an important lesson on why every woman needs to have her own credit record.
In trying to manage your personal finances during the current economic times, taking heed of your credit report is an important element.
In order to evaluate the potential risk posed by lending money to consumers, banks will buy people's credit files from a credit bureau.
If you have a bad credit record does this affect your prospects of getting a job, and does a good credit record improve your chances?
A reader asks how he can improve his credit score once he's ve settled all his debts.
Don’t let banks bully you into taking on unnecessary credit just so you can build up a credit record.