I recently had a very interesting conversation with Lourens Coetzee of investment company Marriott, who said that the industry is coming to the realisation that retirement, in the way that we currently understand the concept, is no longer feasible....
Testing out the iTradeGlobal demo platform on a teenager I still remember a conversation I had with my then 11-year-old son in January 2016. As we were hiking in the Drakensberg he told me he wanted to buy some oil. He had been listening to the...
*This content is brought to you by Sanlam iTrade. Trader Alok Khadaroo provides some valuable tips he picked up on his journey from extracting teeth to extracting profits through trading I have not always been a full-time trader. In fact I studied...
Last week my son attempted to sell an electronic item on Gumtree. In the past I have only sold furniture on Gumtree and it has overall been a good experience. However, what I quickly discovered was that selling electronic goods brings out the...
Christopher Renwick, Attorney at Tax Consulting SA investigates the tax implications of making money from cryptocurrency. Although usually behind the global curve, South Africa seems to be keeping pace with the current Bitcoin trend. This is...
*This content is brought to you by Sanlam iTrade. An iTrade investor proves that you are never too old to start investing yourself, but why wait? I farmed in the bushveld and had a red brahman Stud. When I was 70 years old, I realised I will have...
There is always a frenzy to devour and dissect Warren Buffett’s shareholder letter and extract the freshest pearls of wisdom. This year was no exception, even though the pickings seemed a bit slim. On more leisurely reading, says Steven Nathan, 10X...
The e-Learning industry is booming and it’s possible to make money putting together an online course and selling it. However, you have to get into the mind of the student and fulfill your promises, otherwise it won’t be sustainable. If you’re...
I recently wrote about readers who were complaining about loan shark tactics that got them trapped in a perpetual cycle of debt. Since writing the article, I received several comments from readers who argued that the actions of some micro-lenders...
*This content is brought to you by Simply Financial Services. There are approximately 1 million people employed as domestic workers in South Africa. And yet, according to Namhla Duma, Director at Premium Domestic Services, insufficient salary was...
CreditVision, a new product from TransUnion, should make it easier to get financing without a credit record. One of the reader queries we receive regularly is from people who have chosen not to take out short-term credit. They have sensibly avoided credit cards and...
*This content is brought to you by Sanlam iTrade. Share investor Peter Imrie shares his story of being nearly ‘conned’ by a company selling trading software. In many cases the only ones who make money out of these computer-based trading programs are the sellers, not...
How government will raise R36 billion in revenue: Spending will cost more Government has taken the step to increase the VAT rate from 14% to 15%, raising an additional R22.9bn to meet the fee-free higher education costs and reduce debt. This does not apply to 19 basic...
Once you borrow money from a loan shark, you will be indebted to them for life. City Press has received an increase in the number of readers complaining about loan sharks as illegal moneylenders or mashonisa operate across the country, using threats to collect...
We often complain that we don’t have enough money to save, but it is often the hassle of opening up a savings account and committing to the minimum investment amounts that is the major hurdle. This is especially true for the younger generation who are focused on work,...
It is always easy to know the “right” decision in hindsight, but rather than regretting the past, we should remember why we made the decisions we did. As part of the #TradeMyWay competition, Tim O’Hagan shared his story about how he cashed in his Naspers share options...
In case you had missed the news, here in Cape Town where I live, there is a good chance water will stop coming out of taps on 12 April – “Day Zero”. Having watched this crisis unfold over the last year, I've noticed that there are such close parallels between the...
*This content is brought to you by Sanlam iTrade. By Gerhard Lampen, Head: Sanlam iTrade Global equity markets in 1996 were in a very bullish mood and that included the JSE. It was in the time leading up to the dotcom bubble at the end of that decade. I was trading...
If you’ve decided that 2018 is the time to get your finances under control, try this month-by-month plan so that your finances and admin are all up-to-date by the end of the year. January: Update your budget and plan for expenses Write up a budget. Don’t just guess...
During my three years working for a stockbroking firm, I learned the difference between being an investor and being a speculator. During the time that I was responsible for setting up the retail trading desk, I saw firsthand the mistakes many private clients made when...