CreditVision, a new product from TransUnion, should make it easier to get financing without a credit record. One of the reader queries we receive regularly is from people who have chosen not to take out short-term credit. They have sensibly avoided...
*This content is brought to you by Sanlam iTrade. Share investor Peter Imrie shares his story of being nearly ‘conned’ by a company selling trading software. In many cases the only ones who make money out of these computer-based trading programs...
How government will raise R36 billion in revenue: Spending will cost more Government has taken the step to increase the VAT rate from 14% to 15%, raising an additional R22.9bn to meet the fee-free higher education costs and reduce debt. This does...
Once you borrow money from a loan shark, you will be indebted to them for life. City Press has received an increase in the number of readers complaining about loan sharks as illegal moneylenders or mashonisa operate across the country, using...
We often complain that we don’t have enough money to save, but it is often the hassle of opening up a savings account and committing to the minimum investment amounts that is the major hurdle. This is especially true for the younger generation who...
It is always easy to know the “right” decision in hindsight, but rather than regretting the past, we should remember why we made the decisions we did. As part of the #TradeMyWay competition, Tim O’Hagan shared his story about how he cashed in his...
In case you had missed the news, here in Cape Town where I live, there is a good chance water will stop coming out of taps on 12 April – “Day Zero”. Having watched this crisis unfold over the last year, I've noticed that there are such close...
*This content is brought to you by Sanlam iTrade. By Gerhard Lampen, Head: Sanlam iTrade Global equity markets in 1996 were in a very bullish mood and that included the JSE. It was in the time leading up to the dotcom bubble at the end of that...
If you’ve decided that 2018 is the time to get your finances under control, try this month-by-month plan so that your finances and admin are all up-to-date by the end of the year. January: Update your budget and plan for expenses Write up a budget....
During my three years working for a stockbroking firm, I learned the difference between being an investor and being a speculator. During the time that I was responsible for setting up the retail trading desk, I saw firsthand the mistakes many...
Sunel Veldtman, financial planner and founder of Foundation Family Wealth shares her advice to ex-spouses who have made career sacrifices for their family. Too many times I’ve sat across the table from a sobbing woman going through a divorce. Divorce is always...
Four months ago, City Press reader Oscar wrote to us asking for help in finding a debt counsellor as, in his words, he was “broke because of debt.” After doing some research we found RD Debt Counselling and Oscar met with debt counsellor Russell Dickerson. After four...
Companies sometimes offer free trials in an attempt to entice customers to sign up to a service or to buy a product they’re not familiar with. Trials are prevalent in the services and cosmetics industry where customers are offered free access to test products or given...
How do we prepare our children, and our finances, for the fourth industrial revolution? I was chatting to a couple of financial planners about how clients save for their children’s tertiary education. It was no surprise to discover that most people are completely...
Recent research suggests that married women are more likely to be successful entrepreneurs than single women. The assumption is that, because married women – or women with partners – have more financial support and help with family and household responsibilities, the...
Car jamming is by no means a new trick – the tactic has been reported on for a number of years now and it’s still being used. Essentially, car jamming is a practice whereby thieves use a signal-jamming device to interfere with your car remote. “Criminals gain access...
When I met Glenda at a women’s day function, I was struck by her confidence and how empowered she was around money. But to become the woman she is today, she had to undertake a journey of self-discovery about the power of money and how destructive it can be when it...
The Chinese are not the savers we think they are. If you find that you overspent this festive season, you are not alone. Despite being touted as the biggest savings nation in the world, even the Chinese are proving to be as in love with spending as the rest of us. On...
Discovery Life has launched a Global Education Protector policy which could help fund your children’s education costs. Education is expensive. Currently, average tuition fees across public primary schools sits at around R20,000 per annum while the private schooling...
A sobering thought before we all climb behind the wheel of our cars this holiday: South Africa’s roads are among the most dangerous in the world! According to the World Health Organisation, the number of road deaths in South Africa per 100 000 people is 31.9. In...