By Kevin Murphy, Schroders What is more likely to cause a long-term collapse in oil prices – the electric car or the humble combustion engine? If you were to judge solely by media coverage or perhaps even by gut instinct, you might well answer ‘the...
By Chad Fichardt, an independent finance and technology communications specialist. Over the last few years South African investors have seen the importance of diversifying their portfolios. Money invested on the JSE has hardly grown since the...
South Africans are all asking where the rand is going ‒ a valid question given that investors wish to preserve and grow their investments in rand and dollar terms. According to William Fraser of Foord Asset Management, this is an attainable...
Women remain financially vulnerable, and it’s time we did something about it. I was reading recently that women are tired of being spoken to differently about finances – treated as if they are different from men. This is an important point. There...
Daichi Hoang is the webmaster of Best Forex Brokers based in Sydney, Australia. He provides the following advice to help traders avoid risky forex scams and understand the true merits of forex trading. If you are one of the many people in South...
Marilyn Monroe, Marla Maples, Michelle McGee, and Kristen Stewart – all successful women in their own right, with one controversial commonality – they were mistresses to married men. The term ‘mistress’ is an inflammatory one – a name as...
We’re one month into tax filing season, and millions of South Africans are planning to file their annual returns within the given time frame. For many people who have left corporate employment to start a home-based business or join the gig economy,...
By Daichi Hoang of bestforexbrokers.com. If you currently trade forex or have been thinking about it, the broker you choose to deal with will have a lasting impact on your experience. Pick the wrong one and you might be putting your entire capital...
The South African Revenue Service (SARS) has published its proposed amendment to tax the income of South Africans working overseas. If this amendment to the foreign employment income exemption is passed, it may come into effect in 2019. Tertius...
The middle class is stressed out financially, but how much is a result of our lifestyle choices? Seven out of ten middle- and upper-income earners say that they are experiencing financial stress according to the annual retirement study conducted by...
For the last few days I have been trying out the Sanlam MNA NAM bracelet which is marketed as a fashion accessory that makes you think about money. There are two aspects to the bracelet which has been designed by top South African fashion designer Laduma Ngxokolo. The...
I have to confess that the concept of a buy-aid scheme is new to me, yet it is an industry with a turnover of well over R1 billion and annually pays out in the region of R130 million in bonuses to members. Cape Consumers, which recently re-branded as Bsmart, is the...
By Geoff Blount, MD, BayHill Capital Half the year has gone, so it’s a perfect time to assess your share portfolio. Many investors who run their own portfolios via their stockbrokers often end up with a “neglected portfolio” or become frustrated with the performance...
Your retirement fund can be attached for both arrears and future maintenance payments. One of the main benefits of a retirement fund is that your investment is protected from creditors – that is unless you fall behind on your maintenance payments. If a member of a...
Tighter lending criteria as well as consumer awareness is resulting in an improvement in debt levels. The latest figures from the TransUnion SA Consumer Credit Index suggest that South African consumers are starting to wean themselves off credit and are learning to...
If you’ve always wanted to invest in American stocks and shares, such as Facebook, Google or Apple, then you’re in luck because online stockbroker EasyEquities will soon be offering South Africans the ability to do this via its platform. The service should be...
An app is available that compares the cost of Uber to driving yourself. Upon returning to India after living in the UK for five years, Nishil Kohli noticed that Uber had made having a car redundant as its service is extremely cheap in India. He decided to create an...
Receiving relevant financial information when you need it is the holy grail of financial education. If you can reach people at a time when they need to make important financial decisions, you can guide them to make the best decision for their future. How many people...
As a freelancer should you form a company or remain a sole proprietor? During periods of weaker economic growth, companies are more open to using freelancers or contractors to reduce their cost-to-company spend. It also creates employment in an economic environment...
Our need to believe in miracles and magic makes us susceptible to tricksters. Listen to Maya discussing this topic on Classic FM with Tamara LePine Williams I was recently watching the Carbonaro Effect, a TV show where a magician plays practical tricks on the public....