The lockdown will affect people in different ways. There are those who will be fortunate enough to still be receiving a salary, others will see a cut in pay, while many business owners or self-employed people will be fighting to keep their heads above water. In this podcast Maya (@mayaonmoney) and Mapalo (@womanandfinance) provide tips and information on how to prepare your COVID-19 budget and what you can expect from your financial providers in terms of support.
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I will like to know about how I can be able to pay my debts.I have the following:
1.Two loans.
2.Credit Card
I will also appreciate if you can assist with how to stick to my budget.
Please follow https://city-press.news24.com/Special-Report/MoneyMakeover. We cover these exact senarios with our candidates.
Also the FaceBook page @CPMoneyMakeover
The only way to pay off your credit card is to stop spending on it which requires a strict budget
Hi Maya can you please clarify what is the legal Intrest the bank is allowed to charge on a personal loan and if they charge more than what is stipulated what can one do
Here are the rules https://compuscan.co.za/wp-content/uploads/2015/11/20112015_newregs_rates-and-fees.pdf
If they break them you can report to the National Credit Regulator