By Hedley Lamarque, Certified Financial Planner at BDO Wealth Advisers If you have been planning on cashing in an investment (such as shares or unit trusts) in the short term, then it would be better to do it before the end of February 2016, due to...
Unpacking Investec’s latest offshore investment product: the China Seas Basket I am normally not a big fan of structured products. Historically, these products have been expensive, with costs hidden from investors through creative pricing. Even as...
Strategic Six Savings Club is a group of five 34-year-olds who set up a stokvel nine years ago with the aim of building long-term wealth through saving and investing collectively. With contributions starting at just R250 per month, the group has...
So you finally decide to venture into the world of shares and market movements, but where can you find a platform that is friendly for the beginner investor? Often eager investors give up when they are faced with a trading or investing platform...
Makabongwe writes: I believe in investing for growth but I don't have sufficient knowledge about unit trusts. Currently I have invested in Allan Gray unit trusts via debit order. I am worried that I have not selected the correct funds, namely the...
By Dr Adrian Saville, Chief Strategist, Citadel On Sunday evening, President Zuma delivered a second major surprise to capital markets in the space of just five days by announcing that, after receiving numerous representations to reconsider the...
By Sanisha Packirisamy (Economist) and Herman van Papendorp (Head of macro research) at MMI Holdings. Global central banks to remain in the spotlight We are likely to see a further desynchronisation in major global economies in 2016 as a firmer...
Craig Gradidge reviews the current BEE share offerings for black investors. It has been another interesting year for investors in public BBBEE share schemes. As with previous years there were clear winners, non-performers, and a number of losers....
Investing for your children is a generous act of foresight and certainly opens up future opportunities for them. However, you need to be aware of the tax implications of investing money on behalf of your children. This is the view of Carla Rossouw,...
Dihemo asks: I have R50 000 I want to invest but I want to understand how tax works on investments. Maya replies: Tax is an important part of investing. There are three taxes that are deducted when you invest. Income tax on interest Any interest...
Johanna writes: My daughter is turning 21 and she has asked that instead of organising a party for her she would love to invest the money for herself. What is the best investment to consider as currently we have unit trusts and a share account with FNB. We are looking...
You don’t have to spend a fortune to become a trader, but you do need to spend time. When asked about his biggest financial mistake, Money Makeover candidate Dipolelo admitted that taking out a loan to buy software that claimed to teach him to invest on the JSE, was a...
by Clyde Rossouw, Portfolio Manager, Investec Asset Management Good businesses are more expensive than they have been in the past, but ironically far more valuable in today’s world. The reason for this is simple. In a world bereft of growth opportunities, growth is...
Before raising the white flag, it is worth pointing out that the global economy survived a worse scenario four years ago, writes Patrice Rassou, head of Equities at Sanlam Investments. A last-ditch volte-face agreement by Greece to EU austerity measures and...
By Carl Roothman, Head of Retail Business at Sanlam Investments We are well aware that an adviser’s job is never done. No matter how thoroughly you explained to your clients what to expect from the equity market, when markets suddenly fall and alarmed investors start...
By Clyde Rossouw and Sumesh Chetty, portfolio managers, Investec Asset Management Over the past few months we have seen markets start to retreat, and the most recent turmoil is a more violent expression of this. While this may come as a surprise to many, we have...
By Julie Macleod-Henderson, head of retail investment for Foord Asset Management in KwaZulu-Natal. The term “crystal-ball investing” appropriately invokes images of smoke and mirrors, charlatanism and faux clairvoyance. None of these has any place in investment...
Research continues to show that active management is not delivering on its promise. If you want to invest in the JSE via an investment fund, you have two main options: you can invest with an active fund-management company, usually in the form of a unit trust, or you...
By Ryno Oosthuizen, Business Development Manager at Glacier by Sanlam When investing in a unit trust or share portfolio there are generally two types of returns an investor can expect to earn: income and capital growth. Income earned can be received in the form of...
When looking at investment opportunities, it isn't always that easy to separate out the sizzle from the steak. What do Bernie Madoff, Barry Tannenbaum and Sharemax have in common? They started as credible organisations run by known people – people who also knew how to...