Local markets are giving investors reasons for optimism, but that doesn’t mean you should cash in all your offshore chips, says Johan Minnie, CEO of Consult by Momentum South Africa is having a moment. After years of worrying about everything that...
With the Middle East conflict rattling global markets, Consult by Momentum CEO Johan Minnie explains why your best strategy right now is staying calm, staying invested, and diversifying smartly. You probably got a fright if you opened your...
The last few weeks have been a rollercoaster ride as Trump’s policy decisions have given new meaning to uncertainty! The markets have not experienced this level of volatility since 9/11. With tariffs on and then off again, no one is predicting...
Retirees need to work with their financial advisers to carefully determine the structure, size, and affordability of their future pension withdrawals, particularly in a volatile market environment, says Jean-Pierre Matthews, product head at Matrix...
The GEPF's investment mandate has consistently delivered above-inflation returns, outperforming its benchmark over five years and resulting in a financially sound fund. South Africa is one of the few countries where the state pension is guaranteed...
Rocco Carr, Business Development Manager at Glacier by Sanlam, explains how we should be thinking about different layers when it comes to retirement diversification. What does diversification mean? The dictionary meaning of diversification comes...
As a smart person once said, diversification is the only free lunch. And if the current coronavirus crisis has taught us anything, it is to make sure our investments are diversified. The idea behind diversification is that it spreads our risk. When...
By Mica Townsend, Business Development Manager at 10X Investments Most pensioners who live off interest from savings have had their incomes dramatically reduced by the interest-rate cuts of the last few months, but this is not the only ‒ or even...
If the current coronavirus crisis has taught us anything it is to make sure our investments are diversified. When it comes to investing in financial assets, we ensure diversification by investing in funds that provide exposure to local and offshore...
Financial markets are no place for gambling on a single share or even a single asset class, says Tlotliso Phakisi, Investment Analyst at Cannon Asset Managers. One of the most famous poker games ever recorded took place at the 2008 World Series of...
By Izak Odendaal and Dave Mohr, Old Mutual Wealth The continued rapid spread of the Wuhan coronavirus – which goes by the technical name of 2019-nCov – is still dominating the headlines, and markets have predictably been under pressure over the past few weeks. This...
South African investors are nervous ‒ and for good reason. With a sluggish economy and a weak rand, worries over uncertain land expropriation policies and fears that the often market-leading US stocks are set for a correction, many people are wondering if they should...
By Geoff Blount, MD, BayHill Capital Half the year has gone, so it’s a perfect time to assess your share portfolio. Many investors who run their own portfolios via their stockbrokers often end up with a “neglected portfolio” or become frustrated with the performance...
The winds of change – from the growth in anti-establishment movements to ageing populations – are causing red flags to flutter and require investors to diversify their approach, according to former head of the Anglo American Chairman’s Fund and renowned scenario...
When looking at investment opportunities, it isn't always that easy to separate out the sizzle from the steak. What do Bernie Madoff, Barry Tannenbaum and Sharemax have in common? They started as credible organisations run by known people – people who also knew how to...
By Tracy Muller, Head: Fiduciary at Nedbank Private Wealth Individuals are often driven to invest internationally for the wrong reasons, as emotions override financial acumen. They often only consider investing internationally when the rand starts depreciating against...
Insight on dealing with a bear market from award-winning active asset manager Rob Spanjaard, of Rezco Asset Management. The bull market has been going for over six years and investment managers now need to moderate their risk in anticipation of a potential bear market...
Middle and upper-class South Africans are earning more than enough to afford comfortable lifestyles, but they need to come to terms with the trade-offs required to ensure that their lifestyles are sustainable well into a long retirement. Andrew Bradley, chief...
The mistake many investors make is to try and spread their investments across too many funds due to the fear of missing out on performance. Levy writes: I have saved R190 000 and intend investing R20 000 in the Satrix MSCI World Equity index feeder fund; R20 000 in...
Clifford, like many people nearing the age of 50, is starting to worry about his retirement and whether or not his current savings will be enough to provide a decent income in retirement. “I would like to live on R3 million in my retirement. My mortgage bond will be...