The summer rainy season is in full swing in Gauteng. The province has already seen heavy rain, flash floods and hail, and authorities have warned that more extreme weather is on the way.

It is not surprising that this is the time of year that property damage due to extreme weather is at its highest.

This damage can easily amount to hundreds of thousands of rand, and there is even a risk of injury or death.

It is important to check that your insurance policy covers you for any type of storm-related damage, but it is also up to you to take preventative measures to weatherproof your property.

Make sure that windows and doors are sturdy, and do proper maintenance such as cleaning leaves and other debris from gutters.

Fix any part of your property that is damaged as soon as possible, to avoid further damage in a storm.

Keep in mind that an insurance claim could be turned down if the damage was due to a lack of maintenance. If you have a leaking roof which was not repaired, your claim for damage due to the leak may be rejected.

You also need to look after your appliances. As soon as a storm starts, unplug as many electronic devices as possible to prevent lightning damage. This includes wifi routers, cellphone chargers, UPSs, and computers.

Where possible, stay off the roads when there is a storm warning, but in case you do find yourself on the road in the midst of a heavy storm, make sure you’re up to date with your car maintenance.

Check those windscreen wipers, make sure your headlights and brake lights are in working order, and most importantly, ensure your tyres have enough tread. This could also affect your car insurance claim should you be involved in an accident.

Fixed property and cars can be replaced, but a human life cannot. Make sure you are taking the right precautions to protect yourself and your family.