The recent FinScope SA report, which analyses how consumers are using financial products and services, has revealed a concerning trend around credit extension.
Tag - budgeting
Sue Torr, a Director at Crue Invest, has conceptualised the #just1thing campaign to show people how sacrificing something small, like a cup of coffee or manicure, can have a meaningful, positive effect on your bank balance.
With careful planning and budgeting, an overseas trip doesn't have to turn into a financial liability.
There is no doubt that 2016 is going to be tough on households financially as price increases across the board push up our day-to-day living expenses.
Budgeting and knowing where your money is going is all well and good, but how do you use this knowledge to reach the goal of being debt free?
Join me over the next few weeks as I document my 22seven.com experience.
Don't fall into the trap of taking on unnecessary consumption debt in a misguided attempt to build up your credit record.
It's that time of year where we all make New Year's resolutions with the best of intentions, but it takes discipline to reach your goals.
Reviewing your budget regularly will make you more aware of your spending patterns and will remind you of your more important financial goals.
Watch Episode 2 of the Change In your Pocket series for tips on how to draw up a budget.