When we began 2020, who could have imagined that mortgage rates would fall by almost one-third, decreasing from 10% all the way down to 7% percent. Economists are even predicting further rate cuts this year.
While this has been great news for borrowers, it has not been good news for savers.
To understand how interest rates work and how to use these rate cuts to our advantage, I am speaking to Mark Brits of the Banking Association of South Africa.
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