As Finance Minister Enoch Godongwana prepares to deliver the National Budget 2026 on 25 February, most South Africans aren’t thinking about trillions of rand, tax forecasts, or GDP growth. They’re thinking about school fees, rent and whether...
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Don’t sleep on your R40 000 capital gains tax exemption
I wrote about my son's ordeal with SARS, where he started to receive final letters of demand – despite being a student, for my News24 column. That situation taught us a lesson I want to share with you now, especially with the tax year-end deadline...
Retirement planning: Why the tax benefits matter – and why they are not enough
Adriaan Pask, CIO at PSG Wealth, explains how true financial security requires disciplined investing, mindful spending, awareness of behavioural biases, and a realistic assessment of your long-term income needs. As we approach tax year-end, many...
No more prime rate? Why understanding your next loan could become easier
Therese Grobler, Head of Wealth Management at Momentum Financial Planning, explains how the Reserve Bank’s plans to phase out the prime lending rate could make it easier for us to understand the true cost of borrowing. For over two decades, the...
Provisional tax deadline looming: What you need to know
Rendani Makatu, Expatriate Tax Support Specialist at Tax Consulting SA, explains why it’s so important for provisional taxpayers to understand and fulfil their provisional tax obligations. As the 2026 provisional tax deadline approaches, thousands...
The real risk isn’t a recession, it’s how you react to it
PSG Wealth’s Adriaan Pask says that investors should use mental models to find stillness amid volatility. With gold reaching all-time highs, the JSE All-Share Index making massive gains, US fiscal concerns and continued geopolitical uncertainty,...
Constitutional Court rules on antenuptial contracts in customary marriages
There is a lot of confusion around when you are considered married under customary law in South Africa. This point has become crucial after a recent Constitutional Court ruling. Last year I spoke to divorce mediator and attorney Lerato Seroke about...
Inside South Africa’s immigration reset
The Department of Home Affairs is proposing significant changes to South Africa’s immigration policy, focusing on merit, skills needed, and direct contributions to the country’s economy. Demonstrating economic merit and contribution to South Africa...
Stablecoins 101: How exactly does a stablecoin work?
The cryptocurrency landscape is evolving at breakneck pace, leaving most of us feeling bewildered by all the different terms and concepts. In this episode of My Money, My Lifestyle, I’m joined by Warren Ross, the managing director of Super Money...
MediCheck secures reversal of Discovery Health clawback
MediCheck intervention leads to estimated R130-170 million in disputed recoveries being written off. MediCheck, representing over 1 500 affected members, has welcomed Discovery Health's announcement that it will absorb the full cost of a claims...
Previous Articles
Is your business going under? Here’s how to protect yourself
Shaun Meintjes, Franchise Principal & Financial Adviser at Consult by Momentum, shares steps that you can take to protect your personal finances if you find that your business is failing. Ask any entrepreneur what it’s like to own a business and they might answer...
Parenting with different money personalities
Having a child doesn’t just shift your sleep schedule. It can shift your relationship with money and, quite possibly, with your partner. Suddenly, you aren’t simply choosing between a holiday or a house deposit; your financial decisions will impact your new...
Your bonus isn’t broken – your budget is
Consult’s CFO Boipelo Ndimande discusses why your bonus this year might feel smaller than in previous years, and how to stretch your budget to make it through the notoriously expensive holiday season. You just can’t figure it out. Your 13th cheque arrived in your...
Goals vs rules
If you want to achieve things in your life, don’t set goals; set rules. I came across this concept in the book Clear Thinking – Turning Ordinary Moments into Extraordinary Results. The author, Shane Parrish, is the founder of the Farman Street blog and The Knowledge...
National Treasury backtracks on plan to remove tax exemption on foreign pensions
National Treasury has for now abandoned its highly contested proposal to remove the tax exemption for foreign pensions applied to South African tax residents. This follows a robust public participation process where several role players warned of the unintended...
How to turn confidence into action
I am joined by Lee Hancox, Head of Channel and Segment Marketing at SanlamConnect, and behavioural scientist Kele Boakgomo, CEO of Yugrow, to chat about the rather interesting findings of the 2025 Sanlam Financial Confidence Index. According to the survey, South...
A national online gambling tax without a national online gambling law
Wayne Lurie, head of the South African Responsible Online Gambling Association, takes a close look at National Treasury’s proposed national gambling tax, and explains in detail why it makes no sense under the current legislative framework. On 25 November, National...
Access to retirement funds on emigration from South Africa
Jenny Gordon, Head: Technical Advice at Alexforbes, explains the rules around your South African retirement savings when you emigrate. South Africans are a mobile nation. Many people build their careers abroad or decide to relocate permanently for family or lifestyle...
Could that SARS letter of final demand be fake?
In recent weeks, a number of taxpayers have reported receiving “final demand” letters that appear to come from the South African Revenue Service (SARS). While some of these are legitimate notices requiring urgent attention, others are fraudulent attempts to elicit...
The insurance debate: Do I really need all that cover?
In this episode of the My Money, My Lifestyle podcast, I facilitated a spirited debate between financial planners Henri le Grange and Ben Nel about the complexities of choosing the right insurance cover. What I learnt from the discussion is that there is no right or...