South Africa is battling a relentless and rapidly evolving criminal threat: scamming. Far from being a niche problem, this sophisticated crime has metastasised into an epidemic, inflicting financial devastation on citizens and businesses alike....
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The tricky business of valuing a living annuity in a divorce
A Supreme Court of Appeal (SCA) ruling in 2020 paved the way for the inclusion of living annuities in divorce settlements, but five years on, calculating fair values remains notoriously tricky. Willem Boshoff, a senior forensic actuary and member...
Money Bootcamp: Can you afford to retire before 80?
It is a depressing reality in South Africa that most people can only afford to retire comfortably at age 80 – if at all. In our latest Money Bootcamp episode, we unpack these figures and consider whether retirement at age 65 is even possible in...
Are optimists better investors?
Adriaan Pask, CIO at PSG Wealth, looks at research that investigates how optimists – those who tend to hold positive expectations about the future – make better decisions that improve their financial outcomes. An optimist is defined as someone who...
Change to UK inheritance tax has expats weighing their options
South African billionaire, and Sygnia co-founder and CEO, Magda Wierzycka, has been in the news after saying in a TV interview that she is considering moving back to SA from the UK due to changes in inheritance tax laws. Wierzycka’s comments come...
Money Bootcamp: Building wealth through smart investing
In today’s financial landscape, the gap between those who build substantial wealth and those who struggle financially often comes down to one critical factor: understanding the power of compound growth and making informed investment decisions. This...
Navigating market speculation
Adriaan Pask, Chief Investment Officer at PSG Wealth, explains how investors can strategise for consistent and thoughtful investments. Twenty-four-hour trading apps, viral stock tips and a growing menu of leveraged exchange-traded products have...
Five smart strategies to manage debt and interest rates
South Africans are learning to live and thrive in a financially uncertain world. The latest TransUnion Consumer Pulse Study (Q2 2025) shows that while 39% of households expect they may miss at least one bill or loan payment, many are actively...
Money Bootcamp: What you need to know before saying ‘I do’
In this Money Bootcamp discussion, we chat with attorney and mediator Lerato Seroke about the financial and legal implications of your marriage contract. When it comes to marriage, most couples focus on the romance, the wedding venue, and the guest...
No direction without a will
Dying without a will could cause delays in winding up your estate, and your assets might not be distributed according to your wishes. Get your will drafted for free during National Wills Week, from September 15-19 2025. Former One Direction star,...
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SARS makes it official for social influencers
If you’re earning money through social media – whether through sponsored posts, affiliate links, or brand partnerships – SARS has some important news for you. The South African Revenue Service (SARS) has officially recognised social influencers as a distinct taxpayer...
Money Bootcamp: The real cost of disability and how to plan for it
In our latest Money Bootcamp episode, myself and co-host Mapalo Makhu are joined by Nonhlanhla Bakasa, founder of AdoWord Multimedia, to discuss the reality of living with a disability. Nonhlanhla has been a "wheelchair rider" since the age of 12 when she suffered a...
The capsule wardrobe for your finances
By Rita Cool, Head: Individual Consulting Strategy - Best Practice at Alexforbes I often like to think of financial planning through the lens of a capsule wardrobe – a timeless collection of essentials that can be adapted as your needs evolve. Just as your clothing...
How to draw up a will as a single mom
Over the last few weeks, I asked many single moms what their greatest concerns were regarding drawing up a will. I collected the many questions and concerns that were sent to me, and sat down with fiduciary expert Deenisha Nadesan of Capital Legacy to answer these...
Money Bootcamp: The good, the bad, and the ugly of debt
In the latest episode of our Money Bootcamp series, we discuss the sensitive topic of debt. While almost all of us need to use credit when it comes to purchasing a home or a car, if it is not managed carefully, it can become a debt trap which undermines all our other...
Think carefully before buying a car with a balloon payment
If you’re considering choosing a balloon payment when financing a new car, you’re not alone. South African banks report that as many as a third of car loan customers are choosing the maximum balloon payment so that they can reduce their monthly repayments. However,...
Personal loan or home loan refinance to pay for renovations?
Wendy Beaumont, Executive for Unsecured Lending at Nedbank, looks at the pros and cons of taking out a personal loan versus refinancing your existing home loan in order to pay for renovations. Property is one of the most valuable assets you can own. Given this, many...
Money Bootcamp: The hidden costs of homeownership
Homeownership represents a significant milestone for many South Africans, but the true cost extends far beyond the purchase price. In our latest Money Bootcamp discussion, Mapalo Makhu and I unpack the unexpected expenses that can catch first-time homebuyers by...
Choosing a flat-fee financial adviser over your flat white
Rory Brachner, founder of Doshguide, explains how paying for a flat-fee financial adviser could be one of the smartest investments you make. Most South Africans don’t think that they can afford expert financial advice, but so many of us spend between R25 and R45 on a...
What happens to your home loan if you separate?
Marriage and homeownership are two significant life milestones, and they’re often closely linked. But as relationships evolve, circumstances can change and when two people who co-own a property decide to go their separate ways, it raises various financial and legal...