Shaun Meintjes, Franchise Principal & Financial Adviser at Consult by Momentum, shares steps that you can take to protect your personal finances if you find that your business is failing. Ask any entrepreneur what it’s like to own a business...
You are Here >
Home >
Parenting with different money personalities
Having a child doesn’t just shift your sleep schedule. It can shift your relationship with money and, quite possibly, with your partner. Suddenly, you aren’t simply choosing between a holiday or a house deposit; your financial decisions will impact...
Your bonus isn’t broken – your budget is
Consult’s CFO Boipelo Ndimande discusses why your bonus this year might feel smaller than in previous years, and how to stretch your budget to make it through the notoriously expensive holiday season. You just can’t figure it out. Your 13th cheque...
Goals vs rules
If you want to achieve things in your life, don’t set goals; set rules. I came across this concept in the book Clear Thinking – Turning Ordinary Moments into Extraordinary Results. The author, Shane Parrish, is the founder of the Farman Street blog...
National Treasury backtracks on plan to remove tax exemption on foreign pensions
National Treasury has for now abandoned its highly contested proposal to remove the tax exemption for foreign pensions applied to South African tax residents. This follows a robust public participation process where several role players warned of...
How to turn confidence into action
I am joined by Lee Hancox, Head of Channel and Segment Marketing at SanlamConnect, and behavioural scientist Kele Boakgomo, CEO of Yugrow, to chat about the rather interesting findings of the 2025 Sanlam Financial Confidence Index. According to the...
A national online gambling tax without a national online gambling law
Wayne Lurie, head of the South African Responsible Online Gambling Association, takes a close look at National Treasury’s proposed national gambling tax, and explains in detail why it makes no sense under the current legislative framework. On 25...
Access to retirement funds on emigration from South Africa
Jenny Gordon, Head: Technical Advice at Alexforbes, explains the rules around your South African retirement savings when you emigrate. South Africans are a mobile nation. Many people build their careers abroad or decide to relocate permanently for...
Could that SARS letter of final demand be fake?
In recent weeks, a number of taxpayers have reported receiving “final demand” letters that appear to come from the South African Revenue Service (SARS). While some of these are legitimate notices requiring urgent attention, others are fraudulent...
The insurance debate: Do I really need all that cover?
In this episode of the My Money, My Lifestyle podcast, I facilitated a spirited debate between financial planners Henri le Grange and Ben Nel about the complexities of choosing the right insurance cover. What I learnt from the discussion is that...
Previous Articles
Three concerns for investors to watch in an uncertain world
Adriaan Pask, CIO at PSG Wealth, considers the major areas of concern in a volatile global investment landscape – and how investors should approach them. With global economic shifts unfolding rapidly, investors often find it difficult to distinguish what truly matters...
Money Bootcamp finale: Key lessons learned
As we wrap up the second season of our Money Bootcamp, it’s incredible to reflect on the transformative journey we’ve witnessed over the past six months. What started as a group of individuals struggling with various financial challenges has evolved into a community...
How to survive the retail bombardment
The retail marketing machinery is in full swing with the start of Black Friday and the festive season, as we face an onslaught of messaging to make us spend, spend, spend. Every year, it feels like Christmas spending starts earlier. Walking through Woolworths last...
South Africa’s scamming epidemic
South Africa is battling a relentless and rapidly evolving criminal threat: scamming. Far from being a niche problem, this sophisticated crime has metastasised into an epidemic, inflicting financial devastation on citizens and businesses alike. From the classic...
The tricky business of valuing a living annuity in a divorce
A Supreme Court of Appeal (SCA) ruling in 2020 paved the way for the inclusion of living annuities in divorce settlements, but five years on, calculating fair values remains notoriously tricky. Willem Boshoff, a senior forensic actuary and member of the Actuarial...
Money Bootcamp: Can you afford to retire before 80?
It is a depressing reality in South Africa that most people can only afford to retire comfortably at age 80 – if at all. In our latest Money Bootcamp episode, we unpack these figures and consider whether retirement at age 65 is even possible in today’s economic...
Are optimists better investors?
Adriaan Pask, CIO at PSG Wealth, looks at research that investigates how optimists – those who tend to hold positive expectations about the future – make better decisions that improve their financial outcomes. An optimist is defined as someone who tends to be hopeful...
Change to UK inheritance tax has expats weighing their options
South African billionaire, and Sygnia co-founder and CEO, Magda Wierzycka, has been in the news after saying in a TV interview that she is considering moving back to SA from the UK due to changes in inheritance tax laws. Wierzycka’s comments come in light of sweeping...
Money Bootcamp: Building wealth through smart investing
In today’s financial landscape, the gap between those who build substantial wealth and those who struggle financially often comes down to one critical factor: understanding the power of compound growth and making informed investment decisions. This was the focus of...
Navigating market speculation
Adriaan Pask, Chief Investment Officer at PSG Wealth, explains how investors can strategise for consistent and thoughtful investments. Twenty-four-hour trading apps, viral stock tips and a growing menu of leveraged exchange-traded products have created the most...